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	<title>Comments on: Considering Another Bank Account</title>
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		<title>By: Capital One Direct Online Savings Account Reviews And Opening Process</title>
		<link>http://www.thesunsfinancialdiary.com/personal-finance/considering-another-bank-account/comment-page-1/#comment-46772</link>
		<dc:creator>Capital One Direct Online Savings Account Reviews And Opening Process</dc:creator>
		<pubDate>Fri, 14 Nov 2008 15:02:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesunsfinancialdiary.com/personal-finance/considering-another-bank-account/#comment-46772</guid>
		<description>[...] looking around and evaluating potential candidates such as Countrywide Bank, Provident Direct, and Capital One, I eventually decided to open an new savings account with Capital One. Though I never had any good [...]</description>
		<content:encoded><![CDATA[<p>[...] looking around and evaluating potential candidates such as Countrywide Bank, Provident Direct, and Capital One, I eventually decided to open an new savings account with Capital One. Though I never had any good [...]</p>
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		<title>By: Online Bank Savings &#38; Check Interest Rates</title>
		<link>http://www.thesunsfinancialdiary.com/personal-finance/considering-another-bank-account/comment-page-1/#comment-43157</link>
		<dc:creator>Online Bank Savings &#38; Check Interest Rates</dc:creator>
		<pubDate>Tue, 08 Jul 2008 04:18:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesunsfinancialdiary.com/personal-finance/considering-another-bank-account/#comment-43157</guid>
		<description>[...] I am currently using, IGoBanking and FNBO Direct, aren&#8217;t far behind. I have been considering getting another account with a better rate for some time, but haven&#8217;t made the move before with less than 0.50% [...]</description>
		<content:encoded><![CDATA[<p>[...] I am currently using, IGoBanking and FNBO Direct, aren&#8217;t far behind. I have been considering getting another account with a better rate for some time, but haven&#8217;t made the move before with less than 0.50% [...]</p>
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		<title>By: Capital One Online Savings Account Opened</title>
		<link>http://www.thesunsfinancialdiary.com/personal-finance/considering-another-bank-account/comment-page-1/#comment-42542</link>
		<dc:creator>Capital One Online Savings Account Opened</dc:creator>
		<pubDate>Thu, 22 May 2008 03:30:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesunsfinancialdiary.com/personal-finance/considering-another-bank-account/#comment-42542</guid>
		<description>[...] looking around and evaluating potential candidates such as Countrywide Bank, Provident Direct, and Capital One, I eventually decided to open an new savings account with Capital One. Though I never had any good [...]</description>
		<content:encoded><![CDATA[<p>[...] looking around and evaluating potential candidates such as Countrywide Bank, Provident Direct, and Capital One, I eventually decided to open an new savings account with Capital One. Though I never had any good [...]</p>
]]></content:encoded>
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	<item>
		<title>By: Link Roundup: Taxes ALMOST done edition &#124; Mighty Bargain Hunter</title>
		<link>http://www.thesunsfinancialdiary.com/personal-finance/considering-another-bank-account/comment-page-1/#comment-41884</link>
		<dc:creator>Link Roundup: Taxes ALMOST done edition &#124; Mighty Bargain Hunter</dc:creator>
		<pubDate>Tue, 08 Apr 2008 05:04:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesunsfinancialdiary.com/personal-finance/considering-another-bank-account/#comment-41884</guid>
		<description>[...] The Sun’s Financial Diary is considering another bank account. [...]</description>
		<content:encoded><![CDATA[<p>[...] The Sun’s Financial Diary is considering another bank account. [...]</p>
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	<item>
		<title>By: aa</title>
		<link>http://www.thesunsfinancialdiary.com/personal-finance/considering-another-bank-account/comment-page-1/#comment-41763</link>
		<dc:creator>aa</dc:creator>
		<pubDate>Tue, 01 Apr 2008 03:31:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesunsfinancialdiary.com/personal-finance/considering-another-bank-account/#comment-41763</guid>
		<description>The rates are going down, it&#039;s a waste of time fighting for that extra $50 interest a year.</description>
		<content:encoded><![CDATA[<p>The rates are going down, it&#8217;s a waste of time fighting for that extra $50 interest a year.</p>
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		<title>By: Sun</title>
		<link>http://www.thesunsfinancialdiary.com/personal-finance/considering-another-bank-account/comment-page-1/#comment-41754</link>
		<dc:creator>Sun</dc:creator>
		<pubDate>Tue, 01 Apr 2008 00:55:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesunsfinancialdiary.com/personal-finance/considering-another-bank-account/#comment-41754</guid>
		<description>Steve: I guess I used the wrong link for the savings account. I have updated the link which still shows a 3.85% APY.

Christian Finance: Thanks! I will check it out</description>
		<content:encoded><![CDATA[<p>Steve: I guess I used the wrong link for the savings account. I have updated the link which still shows a 3.85% APY.</p>
<p>Christian Finance: Thanks! I will check it out</p>
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		<title>By: Christian Finance</title>
		<link>http://www.thesunsfinancialdiary.com/personal-finance/considering-another-bank-account/comment-page-1/#comment-41753</link>
		<dc:creator>Christian Finance</dc:creator>
		<pubDate>Tue, 01 Apr 2008 00:10:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesunsfinancialdiary.com/personal-finance/considering-another-bank-account/#comment-41753</guid>
		<description>If you&#039;re looking for a better deal with the same $10,000 minimum balance, look at Countrywide Bank. They&#039;re offering 4.05% currently fully FDIC insured up to $100,000 ($200,000 joint). There&#039;s a possibility that they might go under but who cares? You&#039;re still insured.</description>
		<content:encoded><![CDATA[<p>If you&#8217;re looking for a better deal with the same $10,000 minimum balance, look at Countrywide Bank. They&#8217;re offering 4.05% currently fully FDIC insured up to $100,000 ($200,000 joint). There&#8217;s a possibility that they might go under but who cares? You&#8217;re still insured.</p>
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		<title>By: Tom</title>
		<link>http://www.thesunsfinancialdiary.com/personal-finance/considering-another-bank-account/comment-page-1/#comment-41749</link>
		<dc:creator>Tom</dc:creator>
		<pubDate>Mon, 31 Mar 2008 21:03:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesunsfinancialdiary.com/personal-finance/considering-another-bank-account/#comment-41749</guid>
		<description>That&#039;s the only thing I hate about those new banks popping up.  They tend to offer great rates.. people sign up and the rates drop two weeks later, it&#039;s annoying!</description>
		<content:encoded><![CDATA[<p>That&#8217;s the only thing I hate about those new banks popping up.  They tend to offer great rates.. people sign up and the rates drop two weeks later, it&#8217;s annoying!</p>
]]></content:encoded>
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		<title>By: BigBroodGander</title>
		<link>http://www.thesunsfinancialdiary.com/personal-finance/considering-another-bank-account/comment-page-1/#comment-41747</link>
		<dc:creator>BigBroodGander</dc:creator>
		<pubDate>Mon, 31 Mar 2008 18:32:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesunsfinancialdiary.com/personal-finance/considering-another-bank-account/#comment-41747</guid>
		<description>I have had a Capital One Account since December.  I don&#039;t qualify for the higher rate and I haven&#039;t had any trouble with it. 

It is fairly easy to set up accounts at other banks for money transfers if you want, but it seems to take a long time to transfer funds.  It can sometimes take a little over a a week depending on when you do it.  That seems long to me though I don&#039;t have a lot of experience elsewhere.

Overall, I&#039;m happy with the account except for the rotten interest rate now, which you note above and I can really only complain about the Fed for that.</description>
		<content:encoded><![CDATA[<p>I have had a Capital One Account since December.  I don&#8217;t qualify for the higher rate and I haven&#8217;t had any trouble with it. </p>
<p>It is fairly easy to set up accounts at other banks for money transfers if you want, but it seems to take a long time to transfer funds.  It can sometimes take a little over a a week depending on when you do it.  That seems long to me though I don&#8217;t have a lot of experience elsewhere.</p>
<p>Overall, I&#8217;m happy with the account except for the rotten interest rate now, which you note above and I can really only complain about the Fed for that.</p>
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		<title>By: moonimus</title>
		<link>http://www.thesunsfinancialdiary.com/personal-finance/considering-another-bank-account/comment-page-1/#comment-41746</link>
		<dc:creator>moonimus</dc:creator>
		<pubDate>Mon, 31 Mar 2008 17:34:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesunsfinancialdiary.com/personal-finance/considering-another-bank-account/#comment-41746</guid>
		<description>I have a One United account which earns 4%.  I know other people have had problems with them in the past and they also only pay interest quarterly as well.  I&#039;ve been satisfied with their customer service and I hardly touch my savings account so the quarterly payment doesn&#039;t really affect me.</description>
		<content:encoded><![CDATA[<p>I have a One United account which earns 4%.  I know other people have had problems with them in the past and they also only pay interest quarterly as well.  I&#8217;ve been satisfied with their customer service and I hardly touch my savings account so the quarterly payment doesn&#8217;t really affect me.</p>
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	<item>
		<title>By: steve</title>
		<link>http://www.thesunsfinancialdiary.com/personal-finance/considering-another-bank-account/comment-page-1/#comment-41740</link>
		<dc:creator>steve</dc:creator>
		<pubDate>Mon, 31 Mar 2008 14:31:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesunsfinancialdiary.com/personal-finance/considering-another-bank-account/#comment-41740</guid>
		<description>current apy 3.10%</description>
		<content:encoded><![CDATA[<p>current apy 3.10%</p>
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