New Citi Dividend Card Reward Program Starts Today

Just a reminder if you are still using your Citi Dividend card. The downgraded version of the reward program starts today, October 13th. From now on, you will earn:

• 2% cash back on purchases made at supermarket, drugstores, and gas station;
• 2% cash back or more at convenience stores and for electricity, gas, water supply, refuse services, excluding phone services;
• 1% cash back on all other purchases;
• 1% cash back on cash advances.

In addition, the new program also has the following features:

• 5 dividend dollars for each balance transfer of $1500 or more;
• Dividend dollars redeemable after reaching 50 (payable with check at request);
• A maximum 300 dividend dollars in a calendar year.

I mainly used the card at gas stations and supermarket before. For 2% cash back, this card not better than my Fidelity 529 reward card offered by MBNA, which earns me 2% cash backs on all purchases. So I guess I will stop using it.

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