The Sun's Financial Diary

If it wasn’t an article on USA Today yesterday, I probably won’t even know there’s a new kind of credit card on the market on September 24, 2007. RevolutionCard is the name. However, after going through what the new card offers, I found that it’s basically a PIN-based credit card that doesn’t emboss account number [...]

One of the best deals I ever got from a credit card was the $200 bonus offered by Chase Freedom card back in March. I not only received $250 free money from the card after a purchase was made, but also took advantage of their 0% APR promotion with a huge balance transfer. Despite these [...]

In the October issue of Consumer Reports, the magazine rated some credit card issuers based on user experiences on the company’s customer service, fees, and interest rates. Of some 21 issuers surveyed in their study, USAA Federal Savings, a credit union for military personnel and their family members, ranked the highest customer satisfaction, followed by [...]

Bank of America is one of my main sources for credit card arbitrage (the other one is Chase). Though I have only two cards with them and they are both more than 5 years old, I constantly got 0% balance transfer offer in the mail with no or very little fee. I don’t really know [...]

Using it wisely, you can make hundreds or even thousands of dollars from credit card arbitrage. Here’s how you can profit from free loans from credit card companies. A couple of days ago, I received an email from Mike regarding my credit card arbitrage: I was just wondering how you were able to get 100 [...]

Yesterday, I posted an entry on credit score with a couple of items that I feel are important in getting a good score from my own experience. Last night at home, I went through several credit reports with credit score I obtained in the past few years, trying to find out what I have done [...]

The last time that I checked my credit score was in February when I almost didn’t have any borrowed money from credit cards. When I saw my FICO score from Experian at 769, it was really a pleasant surprise because it was the highest score I have ever had. Since then, I have done quite [...]

Ever since I discovered the mysterious charges on my AMEX TrueEarnings card in February, I called American Express almost on a monthly basis: to get a refund of the unauthorized charge and check the status of the investigation I was promised for. I got the refund every time I called, but the investigation seemed going [...]