The Sun's Financial Diary

Fidelity 529 College Rewards American Express Card is now offering $25 statement bonus after making the first eligible purchase with the card. I have been using the 529 rewards MasterCard since March 2006 and it actually is my every day card. The 2% rewards on every purchase beat all the rewards programs I have from [...]

Just apply for this credit card and get a low rate loan till 2011. According to FatWallet.com, the Discover More card*, one of the cards with generous rewards, is now having a promotion that offers 3.99% APR till January 2011. From the application page, the card has a balance transfer fee of 3% of the [...]

After posting an entry last week on consolidating several Chase credit cards and reallocating the credit lines to a new Chase Freedom card* in order to take advantage of the 0% balance transfer offer, I got the following comments from John regarding the practice: When you consolidate the credit limits from various cards do you [...]

I called Chase last night to consolidate credit lines on some cards that I no longer use so I can take advantage of 0% APR offer from the Chase Freedom card, though the offer is only good till the middle of November (I made a mistake about the length of the introductory period in my [...]

In March, I applied for a Chase Freedom card after seeing their $250 bonus after first purchase ads. It sounds like a pretty sweet deal. However, when I received the card, I was a little bit confused about exactly what was offered as incentive. It wasn’t clear to me whether I will have to spend [...]

A year ago, when I opened a Discover Miles card to use their 12-month 0% balance transfer, I thought I also get 12,000 bonus miles, except that that bonus never came. As the promotion period is expiring, I called them last week to confirm the exact date that I will have to pay off the [...]

Since last December, I kept getting a $37.90 charge on my American Express TrueEarnings card. The charge was from an internet payment company in Netherlands for a monthly subscription fee. After I noticed it in February, I called AMEX immediately to report the unauthorized use of my card and was told there will be an [...]

I got two new credit cards , but I really didn’t apply for any of them . Last night I received two new credit cards in the mail. One is from Bank of America and the other one is from Lowe’s. They are both replacements of the cards I already own. However, both of them [...]