The Sun's Financial Diary

Capital One's "What's in your wallet?" commercial already made me sick (that's why I don't have any their no-hassle card), this story on MSN Money about Capital One's dirty trick to collect more fees disgusted me even more. When Brad Kehn received his first credit card from Capital One Financial in 2004, it took him [...]

When MBNA and Bank of America merged their online access last month, my MBNA AAA credit card has been moved to BoA and I can access the credit card using the same login as my BoA bank account. But my Fidelity 529 College Rewards card, which was also issued by MBNA was left out. What [...]

In my yesterday’s post, So How Many Credit Cards Can You Have and Still Get a Good Credit Score?, I said that at one time back in June I had nearly $51,000 balance on four credit cards, all due to 0% balance transfers. I LOVE (yes, LOVE) to take free loans from credit cards (new [...]

I read an article yesterday on the New York Times website about the potential privacy risk of no-swipe credit cards, those cards that don’t require manually swiping through a machine, therefore, no signature needed. For a customer with a no-swipe card (for example, the Blink card from Chase), all he/she needs to do is waving [...]

Just a reminder if you are still using your Citi Dividend card. The downgraded version of the reward program starts today, October 13th. From now on, you will earn: 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% variable based on your creditworthiness. 2% cash back on purchases [...]

In addition to the 1GB Nano, Bank of America has a credit card offer that also include $50 Statement Credit after qualifying transaction(s) 0% balance transfer for one year To receive the free iPod, you have to use your new account within 90 days of the date the account is opened by Bank of America [...]

I applied a Discover Miles Card back in July, which offers 12,000 bonus miles, fee-free 0% balance transfer for one year, and additional 1,000 monthly bonus miles for 12 months with any purchase charged with the card (BTW, the offer is still valid). Immediately after receiving the card, I called Discover to confirm the one-year [...]

Time to put your Discover card in use! Discover card has a new promotion from October to December for 5% cashback on restaurants and movies (good for both tickets and rentals). Making the deal more attractive, you can also earn 5% cashback from the following retailers: (both online and in-store): Amazon.com Barnes & Noble Borders [...]