The Sun's Financial Diary

The other day, I talked about how the Citibank rewards program, Citi ThankYou Rewards, is getting better with the introduction of some new features. In that post, I listed a couple of options to earn ThankYou Points with Citibank banking and credit products. Actually, there’s another Citi credit card that’s part of the ThankYou Rewards [...]

Are you using any Citibank credit cards? If you are, then you must be familiar with the ThankYou Rewards program. It’s basically a Citibank customer loyalty program that lets bank and credit card customers earn ThankYou points from using bank cards and credit cards and redeem earned rewards points for gift certificates, statement credits, airfares [...]

I have only been a PenFed customer for about half a year. The product that I got in April wasn’t a loan or a bank account, though I have heard good words about them, but  the PenFed Visa Platinum Cashback Rewards Card. The card had been on my mind for a long time before I [...]

In addition to the Starwood Preferred Guest Business Card that we reviewed earlier, American Express also offers another version of the Starwood card for non-business people who also want to take advantage of the generous rewards the card has to offer and excellent customer services from AMEX. The Starwood Preferred Guest Card is for people who [...]

The Citi® Dividend Platinum Select® Visa® Card is a cash rewards credit card from Citibank that lets you earn cash back on every purchase. The card also has rotating shopping categories that allow cardholders earn additional rebates. Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and [...]

If you are looking for some incentive for a new credit card account, there are currently some promotional offers from major credit card issuers, such as Chase, Citi, American Express and Discover. Most of these bonus offers require certain spending minimum in order to qualify for the bonus, which is in the form of rewards [...]

Chase Freedom Card, one of the best rewards credit cards, is also one of my favorite cards to earn cash back for everyday purchases, though now I only use the card to shop in those categories that offers 5% cash back. I used to charge almost everything on the cards, from groceries to gas, but [...]

There’s no definitive answer to this question because canceling a credit card will affect credit score in more than one way and the impact could be either positive or negative. To see what I meant, let’s first take a look at how a FICO score is determined. Obviously, there’s no way we can know what [...]