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New Credit Card Legislation Goes into Effect in February 2010

Among many money related changes happening in 2010, the Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009 is one of those that will have a big impact on our everyday life financially. Though the law itself won’t be in effect in July this year, some provisions will knick in as early as next […]

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Chase Freedom Card 3% Cash Back Promotion

Are you using Chase Freedom Card? If you are, then you can earn 3% cash back for a limited time, but you have to enroll in the promotional program first. From January to March 2010, Chase Freedom Card will offer cardholders 3% cash back when charging the card on Dining, Education, Childcare and Utilities, in […]

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American Express Launched ZYNC Card for Young Adults

Early last week American Express introduced a new card called ZYNC, a card that aims at young consumers in their 20′s and 30′s who are looking for credit cards that offer flexible rewards program yet don’t cost a lot to own. Since it’s a charge card, not a credit card, the cardholder is required to […]

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American Express Gift Card Holiday Promotion

The holiday is right around the corner and it’s time to prepare some holiday gifts for the kids’ school teachers. In the past, we always teamed with other parents to give the teacher one gift card with contributions from everybody in the group. This year, things are little different because we are relatively new and […]

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Citi Student Credit Cards Special Holiday Promotion

Citibank is running a special holiday promotion for two of its student credit cards: the Citi Forward Card and the mtvU Card. From now till January 15, 2010, if you apply and are approved for either one of the two cards, you can receive extra rewards (in ThankYou Points) when using the card during the […]

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Citi mtvU Card: Getting Rewarded for Having a Good Grade

Are you a college student who are shopping for your first credit card? If you are, Citibank has a credit card for you, which not only gives you generous cash back for items you are likely to shop very often, but also rewards you for having a good grade. The card is called Citi mtvU […]

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Citi PremierPass Card 1,500 ThankYou Points Promotion

Citi PremierPass Card, one of the best travel reward credit cards, is running a promotion to celebrate the 5th anniversary of the introduction of the card (I had the PremierPass for nearly 3 years). From now till December 31, 2009, card members can earn up to 1,500 ThankYou points by simply using the card to […]

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Chase Amazon Visa Card Is Getting Better

I just received a letter from which informs me that my Rewards Visa Card is being upgraded to Rewards Visa Signature Card with Signature benefits. I got the card in 2006 when I started to make more and more purchases at I thought getting the card makes sense for the 3% […]

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