I LOVE freebies. From free money (most of the time it’s bonus) to free razor, I want to have it if I can. And I am always on the look-out for free stuff when it’s just information. Recently, a Kiplinger list of freebies caught my attention. Quite a lot of information there and some are totally new to me.
Among the 30 freebies, there are a few related to money/personal finance, so I am going to highlight them first. Interestingly, these “financial freebies” are no stranger to me because I am using all of them and from my experience, they are free and they are also essential.
Free credit report: AnnualCreditReport.com Every four months (January, May, and September), I receive an email alert to get a free credit report for both of us from AnnualCreditReport.com and I have been doing that since the service was available. Who needs freecreditreport.com anyway?
Free ATMs: Allpoints and Money Pass networks Of course, you have to be a member of the network to get free ATM access. My ways of dealing with ATM fee are pretty simple: 1) Always use credit cards; 2) Use only my bank’s ATM; 3) Don’t make the purchase if I have to pay by cash.
Free rewards: Credit cards with rewardsTo me, credit cards are friend, not foe, and using credit card is rewarding: I can earn up to 5% by paying my purchases with cash back credit cards. Why not?
Free online bill pay: Your bank Online bill pay and direct deposit are two banking tools that I can’t live without. They are fast, secure, and save money. If you have a bank account, why sticking with checks?
Free place to stay: CouchSurfing.com, HomeExchange.com, IntervacUS.com and HospitalityClub.com
Free office software: OpenOffice.org
Free diet and fitness help: FatSecret.com
Free e-book and sheet music: Gutenberg.org and mutopiaproject.org
Free kid meals: Denny’s and Lone Star Steakhouse and KidsMealDeals.com
Free tour guide: The Global Greeter Network
Free recipes: Allrecipes.com and Epicurious.com
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