Six Best Money Ideas for the New Year

While we are still mulling the year-end moves, CNNMoney already has some ideas on what we can do for 2007:

• Best investment idea: Invest in Vanguard Growth Index Fund (VIGRX).
• Best home-buying idea: Start the bidding at least 15% below the asking price for the house you really want.
• Best home-selling idea: Price your house like a buyer, not a seller.
• Best tax idea: Directly deposit your tax refund, if any, in your IRA account.
• Best savings idea: Lock in high yield with a long-term CD before interest rates start to fall.
• Best energy idea: Inflate your tires properly, replace the dirty spark plugs and air filter, and avoid quick break and acceleration.

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