http://www.thesunsfinancialdiary.com/personal-finance/how-to-use-your-credit-card-without-going-in-debt/ Fri, 03 Feb 2012 17:42:24 +0000 hourly 1 http://wordpress.org/?v=3.3.1 http://www.thesunsfinancialdiary.com/personal-finance/how-to-use-your-credit-card-without-going-in-debt/#comment-48169 Linda Tue, 16 Dec 2008 22:31:56 +0000 http://www.thesunsfinancialdiary.com/?p=3468#comment-48169 This is exactly how we use our CC. My husband and I use a credit card to buy everything where credit cards are accepted. It is convenient but we only use it to buy things we need and we pay it off every month. We also get 1% reimbursed back towards travel purchases. So, on average we get $200 to $300 credited to our account every year. I also pay our bills with our card so we can earn more points. I wouldn't use a credit card that doesn't offer rewards and has annual fees. I also find it very easy to keep track of our expenses because I can download the statements to my computer. This is exactly how we use our CC. My husband and I use a credit card to buy everything where credit cards are accepted. It is convenient but we only use it to buy things we need and we pay it off every month. We also get 1% reimbursed back towards travel purchases. So, on average we get $200 to $300 credited to our account every year. I also pay our bills with our card so we can earn more points. I wouldn’t use a credit card that doesn’t offer rewards and has annual fees. I also find it very easy to keep track of our expenses because I can download the statements to my computer.

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