HSBC Weekend Card

By just looking at this credit card’s name, Weekend Card, one can pretty much figure out what it is: A credit card that is supposed to be used only on the weekend. Indeed that’s exactly what the HSBC Weekend Card is about: The card gives you 2% cash back when you charge the card on Saturday and Sunday, but only 1% from Monday to Friday.

I have to say that HSBC is quite creative with this new card by offering only half the rewards during work days. I mean what are they trying to do? Encourage people use the card exclusively on weekend? Or tell people not to use the card from Monday to Friday? Whatever the purpose of this card is, I don’t think they can achieve what they want to achieve from the Weekend Card. I can understand credit cards give rewards based on the types of purchases (for example, Chase Freedom card gives 3% cash back on top 3 categories), but based on the day of the purchase? That’s just too much!

Though I use credit cards mostly on weekend (not because I don’t use credit cards during work days, but I almost don’t spend any money), I don’t I will ever touch a card like this. There are credt cards give a flat 2% cash back on purchases made 7 days a week (check out the best cash back credit cards), why would I use a Weekend Card?

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