Comments on: ING Direct Lowered Orange Savings Account Rate to 2.75% APY http://www.thesunsfinancialdiary.com/personal-finance/ing-direct-lowered-orange-savings-account-rate-to-275-apy/ Sat, 21 Nov 2009 20:14:32 -0800 http://wordpress.org/?v=2.8.6 hourly 1 By: DollarSavingsDirect Review http://www.thesunsfinancialdiary.com/personal-finance/ing-direct-lowered-orange-savings-account-rate-to-275-apy/comment-page-1/#comment-46502 DollarSavingsDirect Review Mon, 10 Nov 2008 14:26:21 +0000 http://www.thesunsfinancialdiary.com/?p=2725#comment-46502 [...] from popular online banks have been steadily declining. After the Fed’s latest rate cut, ING Direct even dropped its rate to 2.75%, the lowest among the banks I track regularly. While most banks followed the Fed’s action to [...] [...] from popular online banks have been steadily declining. After the Fed’s latest rate cut, ING Direct even dropped its rate to 2.75%, the lowest among the banks I track regularly. While most banks followed the Fed’s action to [...]

]]> By: DollarSavingsDirect 4.00% APY and GMAC Bank 3.75% APY http://www.thesunsfinancialdiary.com/personal-finance/ing-direct-lowered-orange-savings-account-rate-to-275-apy/comment-page-1/#comment-45334 DollarSavingsDirect 4.00% APY and GMAC Bank 3.75% APY Thu, 16 Oct 2008 15:42:29 +0000 http://www.thesunsfinancialdiary.com/?p=2725#comment-45334 [...] 4.00% APY and GMAC Bank 3.75% APY Posted by Sun on October 16, 2008 Visited 1 times When ING Direct lowered its rate to 2.75% APY last week after the latest 0.50% rate cut by the Fed, I predicted that more banks will follow suit [...] [...] 4.00% APY and GMAC Bank 3.75% APY Posted by Sun on October 16, 2008 Visited 1 times When ING Direct lowered its rate to 2.75% APY last week after the latest 0.50% rate cut by the Fed, I predicted that more banks will follow suit [...]

]]> By: Cynical Sickle http://www.thesunsfinancialdiary.com/personal-finance/ing-direct-lowered-orange-savings-account-rate-to-275-apy/comment-page-1/#comment-45169 Cynical Sickle Thu, 09 Oct 2008 18:34:16 +0000 http://www.thesunsfinancialdiary.com/?p=2725#comment-45169 Have you looked into or heard of the Schwab Bank High Yield Investor Checking with a Schwab One Brokerage Account. You can find info about it off a clickable image off their main page at www.schwab.com I'll also cut and paste the whole url but I don't know if it will transfer right due to it being SO long. http://www.schwab.com/public/schwab/home/account_types/brokerage/schwab_one_with_ic.html?cmsid=P-1778106&lvl1=home&lvl2=account_types&refid=P-2722463&refpid=P-997178 * Earn 2.20% variable APY— that’s 5 times the national average. * No ATM fees. We reimburse any ATM fee you are charged— worldwide. * Enjoy free standard checks, free online bill pay and a Visa® Platinum Check Card. * Get full-featured FDIC-insured checking for up to $100,000. It started about a year ago I think, back then they were doing 4%, it was down to 3% before the rate cut, now at 2.20%. However it's a checking account and you get unlimited free checks. Literally unlimited if you use the standard checks. I called about using a checkbook a month (25-30 checks) and they said any amount is fine I could reorder as often as I needed. With savings accounts I believe you are limited to how often you can withdraw a month. Also $0 minimum on the account. Only available to US residents though. Have you looked into or heard of the Schwab Bank High Yield Investor Checking with a Schwab One Brokerage Account. You can find info about it off a clickable image off their main page at http://www.schwab.com I’ll also cut and paste the whole url but I don’t know if it will transfer right due to it being SO long.

http://www.schwab.com/public/schwab/home/account_types/brokerage/schwab_one_with_ic.html?cmsid=P-1778106&lvl1=home&lvl2=account_types&refid=P-2722463&refpid=P-997178

* Earn 2.20% variable APY— that’s 5 times the national average.
* No ATM fees. We reimburse any ATM fee you are charged— worldwide.
* Enjoy free standard checks, free online bill pay and a Visa® Platinum Check Card.
* Get full-featured FDIC-insured checking for up to $100,000.

It started about a year ago I think, back then they were doing 4%, it was down to 3% before the rate cut, now at 2.20%. However it’s a checking account and you get unlimited free checks. Literally unlimited if you use the standard checks. I called about using a checkbook a month (25-30 checks) and they said any amount is fine I could reorder as often as I needed. With savings accounts I believe you are limited to how often you can withdraw a month. Also $0 minimum on the account. Only available to US residents though.

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