http://www.thesunsfinancialdiary.com/personal-finance/key-differences-between-traditional-and-roth-ira/ Sun, 08 Nov 2009 02:55:36 -0800 http://wordpress.org/?v=2.8.5 hourly 1 http://www.thesunsfinancialdiary.com/personal-finance/key-differences-between-traditional-and-roth-ira/comment-page-1/#comment-54111 What You Need to Know about Early Withdrawal from Retirement Accounts Tue, 24 Mar 2009 15:52:51 +0000 http://www.thesunsfinancialdiary.com/2007/04/10/key-differences-between-traditional-and-roth-ira/#comment-54111 [...] IRA) and 401(k) accounts, the age for penalty free withdrawal is 59.5 (find out more about key differences between Traditional and Roth IRAs). If under certain circumstances (such as those discussed in the 401(k) debit card post) the plan [...] [...] IRA) and 401(k) accounts, the age for penalty free withdrawal is 59.5 (find out more about key differences between Traditional and Roth IRAs). If under certain circumstances (such as those discussed in the 401(k) debit card post) the plan [...]

]]> http://www.thesunsfinancialdiary.com/personal-finance/key-differences-between-traditional-and-roth-ira/comment-page-1/#comment-27058 Thinking About Retirement - A Stroll Through My Blogroll Wed, 31 Oct 2007 05:01:57 +0000 http://www.thesunsfinancialdiary.com/2007/04/10/key-differences-between-traditional-and-roth-ira/#comment-27058 [...] Sun answers the age-old question - Roth or Traditional? [...] [...] Sun answers the age-old question – Roth or Traditional? [...]

]]> http://www.thesunsfinancialdiary.com/personal-finance/key-differences-between-traditional-and-roth-ira/comment-page-1/#comment-6859 The Sunday Review #16: Cartoon Contemplation Edition Sun, 15 Apr 2007 13:13:01 +0000 http://www.thesunsfinancialdiary.com/2007/04/10/key-differences-between-traditional-and-roth-ira/#comment-6859 [...] Key Differences Between Traditional and Roth IRA by Sun @ The Sun’s Financial Diary. Must read for people who are just starting to think about retirement. With the help of some key points, Sun nicely explains how Traditional IRA differs from Roth IRA. [...] [...] Key Differences Between Traditional and Roth IRA by Sun @ The Sun’s Financial Diary. Must read for people who are just starting to think about retirement. With the help of some key points, Sun nicely explains how Traditional IRA differs from Roth IRA. [...]

]]> http://www.thesunsfinancialdiary.com/personal-finance/key-differences-between-traditional-and-roth-ira/comment-page-1/#comment-6550 The Sun Thu, 12 Apr 2007 16:59:58 +0000 http://www.thesunsfinancialdiary.com/2007/04/10/key-differences-between-traditional-and-roth-ira/#comment-6550 JAF, the answer to your question depends on how often you "play the market." The good thing about trading stocks in a Roth is that you don't have to pay taxes for all the capital gains you earned from trading. If you do the trading outside an IRA account, then you are responsible for taxes for the gain. On the other hand, the problem with frequent trading is that you also have to pay commissions for each trading. Doing it too often will eat your profits. IRA account is supposed for long term investment, thus frequent trading and paying fees every time isn't a long-term cost efficient strategy, in my opinion. JAF, the answer to your question depends on how often you “play the market.” The good thing about trading stocks in a Roth is that you don’t have to pay taxes for all the capital gains you earned from trading. If you do the trading outside an IRA account, then you are responsible for taxes for the gain. On the other hand, the problem with frequent trading is that you also have to pay commissions for each trading. Doing it too often will eat your profits. IRA account is supposed for long term investment, thus frequent trading and paying fees every time isn’t a long-term cost efficient strategy, in my opinion.

]]> http://www.thesunsfinancialdiary.com/personal-finance/key-differences-between-traditional-and-roth-ira/comment-page-1/#comment-6468 JAF Thu, 12 Apr 2007 02:55:23 +0000 http://www.thesunsfinancialdiary.com/2007/04/10/key-differences-between-traditional-and-roth-ira/#comment-6468 There is something I am curious about though. I have a ROTH IRA with Scottrade and most of the money is invested in various mutual funds. But I have about $2000 in this account that I just started playing the stock market with, within this ROTH. Is using funds from a Roth account to play the market a bad idea as opposed to opening up a separate regular trading account? There is something I am curious about though. I have a ROTH IRA with Scottrade and most of the money is invested in various mutual funds. But I have about $2000 in this account that I just started playing the stock market with, within this ROTH. Is using funds from a Roth account to play the market a bad idea as opposed to opening up a separate regular trading account?

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