New Citi Dividend Card Reward Program Starts Today

Posted by Sun on October 13, 2006
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Just a reminder if you are still using your Citi Dividend card. The downgraded version of the reward program starts today, October 13th. From now on, you will earn:

  • 2% cash back on purchases made at supermarket, drugstores, and gas station;
  • 2% cash back or more at convenience stores and for electricity, gas, water supply, refuse services, excluding phone services;
  • 1% cash back on all other purchases;
  • 1% cash back on cash advances.

In addition, the new program also has the following features:

  • 5 dividend dollars for each balance transfer of $1500 or more;
  • Dividend dollars redeemable after reaching 50 (payable with check at request);
  • A maximum 300 dividend dollars in a calendar year.

I mainly used the card at gas stations and supermarket before. For 2% cash back, this card not better than my Fidelity 529 reward card offered by MBNA, which earns me 2% cash backs on all purchases. So I guess I will stop using it.

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Categories : Credit card, Personal finance

One Comment
October 27, 2006

There are several good replacements for the Citi Dividend Platinum Rewards card such as the Citi Driver’s Edge (6%/1%) and AmEx Blue Cash (5%/1.5%) and the HSBC Direct Rewards card (5%/1%). You can use the free calculator tool at Credit Card Tune-Up: Maximize Your Cash Back Rewards ( http://www.CreditCardTuneUp.com ) to see which card or cards will pay you the most for your spending profile.

Posted by Credit Card Cash Back Rewards Enthusiast

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