Comments on: Online Savings Account Interest Rates History

By: American Express Online Savings Account 1.70% APY [Bank Review]

American Express Online Savings Account 1.70% APY [Bank Review] — Fri, 13 Nov 2009 22:56:51 +0000

[...] is quite appealing for a savings account in a weak environment (you can find comprehensive, updated rate information for popular online savings accounts). Here are what AMEX’s competitors are offering right now, to give you an idea of where it [...]

By: Capital One InterestPlus Savings Account With 1.70% APY And Bonus [Bank Review]

Capital One InterestPlus Savings Account With 1.70% APY And Bonus [Bank Review] — Thu, 12 Nov 2009 04:05:42 +0000

[...] I like the idea of getting a little extra for my money even if it means I have to keep more money in the account, but I am more concerned with how much I can earn by banking with them in the first place because interest rate is what I am looking at when selecting a new bank account. In this case, the 1.70% yield is actually pretty good if you compare this rate with what other online bank offers (for example, Ally Bank 1.55%, Dollar Savings Direct 1.60%, FNBO 1.50%, etc.). Actually, it’s pretty hard now to find a savings account from a well-established bank with a better rate (see the latest online savings account interest rates). [...]

By: Should you Treat your Emergency Fund as an Investment?

Should you Treat your Emergency Fund as an Investment? — Mon, 19 Oct 2009 17:07:24 +0000

[...] are in the top of all online savings rates, as interest rates rise so will your return. Source Amount Invested after Fees: $29,000 Liquidity: 2 business days would be typical to get it to [...]

By: Capital One Online Savings Account Promotion Code For $25 Bonus

Capital One Online Savings Account Promotion Code For $25 Bonus — Thu, 08 Oct 2009 03:01:36 +0000

[...] rate for savings account is hard to find these days. Many banks are still lowering their rates (see Online Bank Interest Rate History for latest rates) while the benchmark rate has remained stable for a very long time. Among the bank [...]

By: Twitted by SunFinancial

Twitted by SunFinancial — Sat, 04 Jul 2009 02:31:29 +0000

[...] This post was Twitted by SunFinancial [...]

By: EverBank Money Market Account Yield 3.01% APY [Bank Reviews]

EverBank Money Market Account Yield 3.01% APY [Bank Reviews] — Sat, 04 Jul 2009 01:32:42 +0000

[...] competitive rates. After this rate increase, yield of the Money Market Account is the highest among online savings accounts that I track. Combining the bonus rate and current rate together, the actual yield of the account [...]

By: I Hate IGoBanking

I Hate IGoBanking — Wed, 24 Jun 2009 03:27:03 +0000

[...] I have accounts with, while everybody else has been in the rate reduction mood for a while (see savings account interest rates history for up-to-date rates). Attracted by their good rates, I moved all my cash savings from Dollar [...]

By: Ally Bank Review: Online Savings Account 2.25% APY, No Penalty CD 2.50% APY [Bank Reviews]

Wed, 03 Jun 2009 14:18:03 +0000

[...] doesn’t have the highest yield, but the rate is every competitive . If you take a look at the history of online bank interest rates, you will see that Ally Bank Savings Account’s 2.25% APY is one of the best available right [...]

By: Dollar Savings Direct Savings Account Is Still the Best Option [Bank Reviews]

Dollar Savings Direct Savings Account Is Still the Best Option [Bank Reviews] — Wed, 22 Apr 2009 13:17:08 +0000

[...] that option has become less and less attractive as interest rates got pushed close to zero (see online savings account rates history for details on latest rates), even though it’s still the safest option. I can understand that [...]

By: EverBank Money Market Savings Account Review 2009 [Bank Reviews]

EverBank Money Market Savings Account Review 2009 [Bank Reviews] — Wed, 08 Apr 2009 18:30:58 +0000

[...] after the account is opened. To be fair, the rate isn’t the highest available (check out online savings account rate history for latest rates), but it does beat many popular online banks such as ING Direct, HSBC Direct, FNBO [...]

By: FNBO Direct 1.90% APY, WTDirect 1.76% APY and E*Trade 1.45% APY [Bank Reviews]

FNBO Direct 1.90% APY, WTDirect 1.76% APY and E*Trade 1.45% APY [Bank Reviews] — Thu, 02 Apr 2009 20:08:50 +0000

[...] the list goes on (check out Online Bank Interest Rate History for latest rates). Surprisingly, Dollar Savings Direct, which has been very active in lowering [...]

By: Band Bonuses: $50 Bank of America Checking and $50 Capital One Savings

Band Bonuses: $50 Bank of America Checking and $50 Capital One Savings — Wed, 25 Mar 2009 03:04:40 +0000

[...] $50 sign up bonus for its Online Savings Account (currently at 2.01% APY for $10,000 or more, more savings account rates). To get the bonus, the account should be opened and funded with $10,000 before April 15, 2009. I [...]

By: Reward Checking Accounts Offer Higher Rates [Reveiws]

Reward Checking Accounts Offer Higher Rates [Reveiws] — Sat, 21 Mar 2009 00:48:55 +0000

[...] there probably isn’ t any real “high-yield” account any more if you look at what savings accounts are offering now) but occasionally checking accounts, because I am always on the look out for [...]

By: Sun

Sun — Tue, 17 Mar 2009 12:41:15 +0000

@FAUguy Thanks for letting me know the rate drop. Dollar Savings Direct officially sucks.

By: FAUguy

FAUguy — Tue, 17 Mar 2009 11:04:17 +0000

As of today 3/17/09 the Dollar Savings Direct is an even lower 2.05%. How low can it go!

By: Time to Say Goodbye to Dollar Savings Direct

Time to Say Goodbye to Dollar Savings Direct — Mon, 09 Mar 2009 20:29:06 +0000

[...] before it became clear that DSD was on the same path as Emigrant Direct. If you take a look at my savings account interest rate history table, you will find that DSD has engaged the most aggressive campaign in reducing interest rate [...]

By: FNBO Direct is SCARY

FNBO Direct is SCARY — Thu, 05 Mar 2009 16:05:19 +0000

[...] Note: The original post was written on August 13, 2007. Please scroll down or click here to find the latest update. For latest rates check out Online Bank Savings Account Interest Rates History. [...]

By: Redneck Bank 3.10% APY and Danvers Bank 3.00% APY [Bank Reviews]

Redneck Bank 3.10% APY and Danvers Bank 3.00% APY [Bank Reviews] — Tue, 03 Mar 2009 04:14:27 +0000

[...] attractive choice. While rates of most bank accounts are in the neighborhood of 2.00% (check out my savings account interest rate history table for latest rates), you can still find a few banks offer 3.00+% yield, including two that I [...]

By: Sun

Sun — Fri, 20 Feb 2009 15:27:09 +0000

@John: Good point. And now you can see the list sorted on the latest rates.

By: John

John — Fri, 20 Feb 2009 14:54:40 +0000

Thanks for the chart. If you could add an asterisk to those percentages that are short-term promotional rates, and perhaps sort by rate (for the most recent period) rather than alphabetical by bank name, a “yield chaser” such as myself would find it more useful.
Hee, hee. You can’t please all of the people all of the time, can you???

By: Ryan

Ryan — Mon, 16 Feb 2009 04:48:17 +0000

Some historical rates from an old thread: http://www.fatwallet.com/forums/finance/579954/

By: Best High Interest Rate Online Savings Account [Bank Reviews]

Best High Interest Rate Online Savings Account [Bank Reviews] — Mon, 16 Feb 2009 03:58:44 +0000

[...] DSD isn’t alone. After getting the email, I went to update my Online Bank Interest Rates History table, the second time in a week. All I can say is interest rates at online banks are coming down [...]

By: $15,000 Homebuyer Tax Credit In 2009 Stimulus Plan, DollarSavingsDirect 3.20% APY

Wed, 11 Feb 2009 03:52:52 +0000

[...] quite slowly. In the case of DSD, it’s rather fast. For latest interest rates, check out the Online Savings Account Interest Rates History [...]

By: Discover Escape Card 25,000 Miles Promotion [Card Reviews]

Discover Escape Card 25,000 Miles Promotion [Card Reviews] — Tue, 10 Feb 2009 04:05:28 +0000

[...] 0% APR balance transfer offer, but there’s a 3% fee of the amount transferred. With most online savings account interest rates in the sub-3% range, there isn’t much to do with the balance transfer unless you have high [...]

By: 176th Carnival of Debt Reduction | rocket finance

176th Carnival of Debt Reduction | rocket finance — Mon, 02 Feb 2009 04:50:04 +0000

[...] Sun Financial Diary posted a historical chart of savings account interest rates. The chart is not complete, so stop by and see if you can [...]