The Sun's Financial Diary

With the rise in unemployment over the last couple of years, we’ve seen thousands of workers saying goodbye to their employers and hitting the streets.  While it may not be the top thing on their mind if they’ve been laid off, many of these folks have 401(k)s or 403(b)s with their old work that they’ll [...]

While the old adage “Why fix what isn’t broken?” is often sound and sage advice, it isn’t always the case when it comes to saving money. In fact, adopting a more adventurous spirit (or at the very least, remaining open to trying new things from time to time) can do much more than broaden your [...]

For all these years on our journey to financial independence, we have tried a number of different ways in order to facilitate our saving and investing. Among different approaches we took, the method that we found most effective  is automation. From paying bills, sending money to savings account, to buying stocks and mutual funds, we [...]

If you are a cardholder of the Southwest Airlines Rapid Rewards Card, you can now earn an additional 600 Rapid Rewards Points by adding a user to the account. To get the bonus, all you need to do is log into your account and add an authorized user to your existing cards. Or you can [...]

I don’t have a Capital One credit card, but in the past couple of weeks, both my wife and I have received pre-approved offers from the card issuer, which I don’t like that much, for its new Capital One Venture Visa Card. From the description, the card does seem to be quite interesting: 2 miles [...]

I used to be a Charlie Sheen fan.  Used to be. That was before he spent the last week or two going off on one nonsensical rant after another and cementing his reputation as certifiably insane in the court of public opinion.  Nobody really knows save for Sheen himself if drugs, dementia or something else [...]

If you are looking for a better place to put your hard earned cash, you won’t be happy when you see the picture of current savings account interest rates. Since I started tracking savings account rates history in 2009, the general environment has deteriorated  a lot for savers seeking better return for their money as yields [...]

I opened a Sallie Mae Savings Account last May. The reasons for getting another account when I already have  a few in the dormant mode were 1) the rate was better than all others and 2) I like the Sallie Mae’s feature that allows me to earn extra return from Upromise, which is also owned [...]