The Sun's Financial Diary

This time last year, I left my previous employer after nearly three years. With the new job, there were quite some changes in addition to new responsibilities at work. Among them, rolling over my old 401(K) plan to an IRA account was the last item on the to-do list and I didn’t do the rollover [...]

OK, here’s the question: “How can I reach the $3,000 spending requirement for the 40,000 bonus points fast?” As I mentioned quite frequent here I am a credit card person, but I usually only get cards without annual membership fees because I don’t really see any extra benefits from those cards to justify the cost [...]

Are you a business owner looking for a great business credit card with generous rewards? If so, you may want to check out the new Chase Ink Bold with Ultimate Rewards card, which currently is offering a big bonus for new card members. The Ink Bold Business card is a charge card, which is a little bit [...]

In case you are shopping for a checking account, Citibank is currently running a promotion for Citibank Checking Account that comes with a promotional bonus up to $100. The promotion runs for a full year, from now to February 28, 2013. During the promotion period, if you open a Citibank checking account, you could receive up [...]

If you are a participant of an employer sponsored retirement plan, such a 401(K) plan, then there’s a good news for you to save more for your future retirement. Starting next January, you will be able to put $500 more into the plan than what you can contribute this year. The IRS announced yesterday that [...]

Money and kids are much like oil and water. Just as oil pools and doesn’t mix in water, so do money and kids often seem to not go together. Money burns a hole in their pocket. No sooner do they have a bit of petty cash, do they want to spend it. But it’s not [...]

We bought our current house in April 2010 and since then, we had refinanced our mortgage three times already, bringing the interest rate of our 15-year fixed mortgage from 4.25% of the original loan all the way down to 2.875% when we refied the last time in May (you probably can get a better deal [...]

If you have never heard of it, it’s probably because they are so new in the brokerage industry. Betterment.com is a New York based startup that promises to provide investors with “simpler, smarter, and safer” investment strategy. The strategy behind such a claim is building a well diversified investment portfolio that consists of both stock and [...]