Archive | Personal finance RSS feed for this section

SmartyPig to Raise Interest Rate

I know one will not make a trend, but how about two? Early this month, Capital One surprised me with an announcement of rate hike of its InterestPlus savings account. The increase is not significant, only going from 1.25% to 1.30% APY, it’s the move itself that’s maybe more meaningful because most banks are pretty […]

Read more

Are We Better off Now Than We Were 12 Months Ago?

Depending on whom you listen to and what you choose to believe (if any of it), the greatest recession of our generation finally came to an end about 12 months ago. March 2009 is when the stock market hit its nadir bottoming out at just below Dow 7000. It’s also the point where some economists […]

Read more

Manage Credit Card Debit, Don’t Let It Manage You

The ideal may be to pay off credit card balances each month, but numbers don’t lie. A large number of Americans carry a credit card balance each month, and a large number of those who do often feel managed by their debt instead of the other way around. Even if household economics don’t allow for […]

Read more

How to Check Your Tax Refund

The 2010 tax season is officially over. What a relief! I have worked on the returned on and off the past couple of months until I mailed out the forms, together with payment checks, on April 14th. To me, it just means that, hopefully, I don’t have to think about it again until this time […]

Read more

The Importance of Choosing the Correct Retirement Date

This past weekend, my wife and I were talking out on our patio and the topic of retirement came up. Again. The retirement subject comes up quite often in our house. We like to talk about getting to retirement and what we’re going to do to fill all those days even though we’re still a […]

Read more

Demanding More from Previous Purchases

Whether you’re strapped for cash or not, making the most of all your resources simply makes good fiscal sense. After all, unless you’ve got one of those elusive money trees planted in your backyard, chances are pretty darn good you want to get the most for every red cent you spend. If that’s the case, […]

Read more

American Express Offers Cardholders Free Annual Credit Score & Report

When I got a free Experian PLUS score from American Express this time last year, I thought it was a one-time thing, like other free one-time offers I got from other places. Now, it looks like I am wrong on that. Yesterday, I received an email from AMEX, which informed me that I can get […]

Read more

IRS Taxes Owed: Request A Payment Plan or Borrow the Money?

Each year thousands of individuals are left owing the IRS taxes they cannot pay when they complete their tax return. If you are facing severe financial hardship (e.g. prolonged unemployment, bankruptcy), you have a few feasible options: either you request an IRS Installment Agreement (IRS Payment Plan), pay your taxes with a credit card, or […]

Read more

This post was last updated by on .

Page 29 of 101« First...1020...272829303132...405060...Last »