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Got AMEX Credit Cards You No Longer Need? Turn Them into $300 Cash

Credit card issuers are getting more and more proactive in dealing with credit card holders these days. They want to protect themselves against default by increasing APRs on credit cards for some card members, then closing inactive cards without any warning. Now they will just give you cash to close your accounts, whether they are […]

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Lending Club Note Trading: Another Way for Peer-to-Peer Lending

Lending Club is a SEC registered leading peer-to-peer (P2P) social lending platform, where borrowers with excellent credit can borrow money with rates starting at 7.88%. Lenders can enjoy an average 9.05% loan return. I have been thinking of getting into peer-to-peer lending as alternative way to invest for quite some time, but the idea has […]

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Facts about Homeowner Affordability and Stability Plan

As part of the American Recovery and Reinvestment Act of 2009, which was passed by the Congress over the weekend and signed into law by President Obama yesterday, the Treasury Department today released a fact sheet on details of the Homeowner Affordability and Stability Plan (PDF file) that will help struggled homeowners to fight foreclosure. […]

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Reader Question: When Will Social Security Recipients Receive $250 Payment?

A reader, Brenda, today commented on my American Recovery and Reinvestment Act of 2009 Breakdown post with the following question: When will we get the 250.00, those of us that are on S.S. or will we. When I read those articles on the stimulus plan after it was passed over the weekend, I didn’t see […]

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Paid off My Last 0% Balance Transfer

And it could be the end of my credit card arbitrage game. I applied and was approved for a Citi Driver’s Edge card in early 2008. The reason for me to get that card wasn’t for the rewards it offers, but solely for the purpose of getting an interest free loan from the card and […]

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Online Savings Accounts with 3+% APY

Last Friday, I received an email from Dollar Savings Direct, which currently holds most of our cash, another rate reduction notice. This time, the yield of their savings account was lowered from 3.20%, a rate that they just adopted a week ago, to 3.05%. I opened an account with DSD in November 2008 after monitoring […]

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How to Claim Recovery Rebate Credit on 2008 Tax Return

Early last year, the government sent taxpayers an economic stimulus tax rebate check, which is now called Recovery Rebate Credit, up to $1,200 (of course, you had to file 2007 tax return to be eligible for the rebate) as part of the efforts to revive the economy. And by now we already know that the […]

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How Much Money U.S. Government Has Printed to Handle the Financial Crisis

Where do you think the billions of dollars the government used to rescue banks came from? They printed them, a lot! Now that the $789 billion stimulus package is getting close to the final approval, the Treasury is going to print a lot more. Scary, isn’t it? *Thanks @MarketTrader for the tip.

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