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Bank of Internet Interest Checking 2.80% APY, Savings 3.51% APY

Is anybody using this bank? I didn’t pay much attention to Bank of Internet until recently when I noticed their interest rates: Checking 2.80% APY and Savings 3.51% APY, the combination of the two could be the best for those who need both products (exclude those so-called reward checking of course). For those who are […]

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IGoBanking 3.18% APY for $5,000 or More

IGoBanking, one of the banks I use but fell out of favor recently, is out with a new tactics to lure existing customers like me back. In an email I received yesterday, with the subject line as “Celebrate the Inauguration with IGoBanking,” the bank says from now till March 18, 2009, any money transferred between […]

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Requested My $250 Chase Freedom Card Cash Check

Yesterday, when I was doing my spending analysis, I noticed that my Chase Freedom Card has already accumulated more than $200 in rewards. I got the card almost two years ago and redeemed my first $250 Freedom cash check in June 2007. As you know, Chase Freedom Card has been one of my favorite since […]

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HSBC Direct Savings Account Rate Dropped to 2.60% APY and More

Though I no longer actively use HSBC Direct any more (my account is still open, but with no money in it), I have been keeping an eye on its rate changes, especially after other popular banks, such as FNBO Direct, etc., lowered their rates to below 3.0% recently. I want to see how long HSBC […]

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2008 Failed Banks and Credit Unions

2008 shaped to be a very bad year, if not the worst ever, for financial institutions, big or small alike. Big companies such as Citigroup, American International Group, and Fannie Mae and Freddie Mac needed billions of dollars from Uncle Sam to stay afloat, as losses from band loans, which triggered the current global financial […]

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Year-End Tax Considerations

For many investors, 2008 will be a year to forget: With all three major indexes down close to 40% this year, investors are left nowhere to hide. However, if you suffered big losses from your investments in 2008, there are tax moves that you can take to ease the pain. Early this month, I read […]

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FNBO Direct Dropped Rate to 2.80% APY

Wow, that’s a big cut, isn’t it? I just received an email from FNBO Direct with their latest rate at 2.80% APY, down from 3.25%, even below HSBC Direct, but slightly better than ING Direct (2.70%). But with ING Direct, you can refer people to make a little more extra ($10 per referral, check out […]

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MyCorporation Reviews

When MyCoporation ran the one-week free Inc and LLC registration promotion early this month, I took the opportunity and filed my own LLC registration with them. The reason for me to decide to form an LLC for my busness is, of course, for benefits on taxes and protection. Who are MyCorporation You may not be […]

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