The Sun's Financial Diary

By just looking at this credit card’s name, Weekend Card, one can pretty much figure out what it is: A credit card that is supposed to be used only on the weekend. Indeed that’s exactly what the HSBC Weekend Card is about: The card gives you 2% cash back when you charge the card on [...]

When the FDIC released its second quarter bank profile (PDF file) last week, the number of problem banks jumping from 90 a quarter ago to 117 isn’t the only fact that causes concerns. Digging a little deeper into the report, you will find there are plenty of facts on banks that are not pretty at [...]

No, this is not for speeding, but for online transfers at my HSBC account. I got a letter from HSBC tonight dated last Thursday, August 24th. The letter says my savings account at HSBC has a limit of six “preauthorized, automatic, computer or telephone transfer” in any month, calendar or statement cycle month and I [...]

When the Federal Deposit Insurance Corp. (FDIC) released its second quarter Quarterly Bank Profile yesterday, it didn’t have a lot of good news to offer. In fact, the news is pretty bad if you are concerned about the financial soundness of your bank. In the report, the FDIC says during the second quarter, the number [...]

Dollar Savings Direct Bank is a division of Emigrant Bank, which also owns Emigrant Direct. At $1,000 minimum balance, you can enjoy a 3.50% interest rate with the new online bank. Update: Check out the Dollar Savings Direct review post for more detailed discussion on Dollar Savings Direct bank and account opening process. Have you [...]

This month, The Money Writers is having its second group writing project. The topic this time is about financial tips for college students, most of them just began their new school year after the long summer break. This is a relatively new area for me, not the financial tips part, but the college part because [...]

Hope you got it when it was there. If you didn’t, then it’s too late already. Just received an email from WTDirect that it has terminated the promotion of up to $250 sign-on bonus immediately. The promotion was wildly successful, more so than we could have forecasted. Unfortunately, we need to end the promotion early. [...]

I LOVE freebies. From free money (most of the time it’s bonus) to free razor, I want to have it if I can. And I am always on the look-out for free stuff when it’s just information. Recently, a Kiplinger list of freebies caught my attention. Quite a lot of information there and some are [...]