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IGoChecking Gives $50 Gas Cards for New Accounts

I first talked about IGoChecking, the interest checking account from IGoBanking, a couple of weeks ago (check out that post for details). Now IGoChecking is giving a free $50 gas card for the first 400 applicants when opening a new account: Open an iGOchecking account, use our free Bill Pay and Presentment service to pay […]

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401(k) Debit Card Is NOT a Good Idea

Don’t borrow money from your 401(k) account unless you absolutely have to. If you have to, pay it back as soon as possible. The Securities and Exchange Commission (SEC) last week issued a warning on using 401(k) debit card to tap into retirement funds to pay for daily living expenses. As the slowed economy put […]

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Protect Your Money Against Bank Failures

“Regardless of the health of your bank or condition of the overall economy … returns are never high enough to justify the exposure of uninsured deposits.” This is a quote from an article appeared on The Wall Street Journal online yesterday. Very true, isn’t it? As more and more banks failed amid this sub-prime mortgage […]

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WT Direct and Emigrant Direct Interest Rate Update

Just a quick update. Two more banks raised their rates today. Emigrant Direct American Dream Savings Account is now at 3.00% APY with no fees and no minimum. I used to use Emigrant Direct when they were among a few banks that paid highest interest rate. Not any more. Even at 3.00%, they are still […]

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WaMu Online Savings Account Now 3.75% APY

Washington Mutual now pays 3.75% APY for their online savings account. Banks are competing for our money. Looks like the competition is heating up. I just got an email from Washington Mutual with the latest change to the interest rate of WaMu online savings account. The new rate, effective immediately, is 3.75% APY, up 0.45% […]

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EverBank Reviews 2008: An Interview with EverBank Direct President

EverBank offers 4.00% 3-month bonus rate for its Yield Pledge Money Market Account as well as FreeNet Checking Account. In this interview, EverBank Direct President Frank Trotter introduces the bank’s products and assures customers that EverBank has no business in the sub-prime market. I didn’t pay attention to EverBank (though it was included in my […]

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Did You Splurge?

So the economy is pretty bad and families are struggling to make ends meet, but many people still splurged. Last week, HSBC Direct released a consumer survey of 1,000 U.S. households on their spending in June. The results show that, despite the financial hardship caused by the economy, more than 40% of the respondents admitted […]

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IGoChecking, IGoBanking’s Checking Account, Offers 2.65% APY

IGoBanking is one of the online banks that I used quite often in the past, until recently I switched to Capital One/FNBO Direct because IGoBanking’s rate, at 3.28% APY, is no longer attractive comparing to others. Early this week, I received an email from IGoBanking, introducing me their IGoChecking checking account. Key features of the […]

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