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SmartyPig Reduces Fees to Try to Make the Service Attractive

I reviewed SmartyPig a couple of days ago. Though in general the concept presented by SmartyPig, social+savings, is good, my biggest concern is the cost of letting others contribute to my saving goal. Paying $4.95 each time to make a $50 contribution doesn’t make a whole lot sense. Then yesterday, I got an message from […]

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Social Security Exhaustion Date, USPS Free Recycling Through Mail, and First Ever Actively Managed ETF

The government today updated its outlook on Social Security and Medicare and there’s no good news for folks who will retire in 10 years from now. According to the annual trustee reports released by The Department of Treasury, the Social Security Trust Fund will run into negative cash inflow in 2017 and exhaust its assets […]

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SmartyPig Review Plus Two $50 SmartyPig Gift Cards Giveaway

How do you like the idea of letting other people, family members and friends, help you reach your saving goal? If that, letting others help you reach your saving goal, is what you are looking for, then SmartyPig could the answer. How SmartyPig Works The concept of SmartyPig is quite simple: You set a saving […]

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Best Gas Rewards Credit Cards

As crude oil went over $110 a barrel, gasoline prices are also surging. According to GasBuddy.com, (BTW, a good site to find the cheapest gas in your area) the national average price of regular gas is $3.257 per gallon. Though New Jersey has the lowest gas prices in the nation, filling up our cars every […]

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Looking for High-Yield Savings Account? Provident Direct Could be an Answer

Not long ago, you can easily find an online bank that pay above 5% APY for your money. For example, from my last rate update at the end of 2007 (I didn’t update the list since them because banks kept lowering their rates even , you could get a 5.12% APY from UFB Direct or […]

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401(k) Loan/Debit Card: A Bad Idea in General. But What if as Last Resort?

Everybody agrees in general that a 401(k) loan or a 401(k) debit card is a bad, bad idea. For those of us who don’t have a guaranteed pension plan and can’t rely on social security, 401(K), as well as other individual retirement savings accounts, is one major tool to save for retirement when our pre-retirement […]

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RevolutionMoneyExchange Review

When I wrote about the RevolutionCard back in last September, I didn’t pay much attention to the other product, RevolutionMoneyExchange, from the same company. The reason for me not feel excited by the new product was 1) I didn’t use a lot person-to-person fund transfer and 2) I already have a Paypal account which is […]

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Yes! Car Loan Paid off by FREE Money from Credit Card!!

Early last week, I contacted Citibank to request a balance transfer check from the 0% balance transfer offer from the Citi Driver’s Edge card. I want to use the free money (yes, free. 0% APR and $0 fee) to payoff our car loan which is at 4.90% APR and will expire in May 2010. The […]

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