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2007 Consumer Reports Ultimate Money Guide (III) – Investing & Goals

This is the third part of the 2007 Consumer Reports Ultimate Money Guide. The first two parts discussed shopping & spending and borrowing & debt. This part focuses on investing related issues. Steps to a golden financial future Mind your spending: Create a spending plan to track monthly spending. If spending exceeds income, find ways […]

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FNBO Direct BillPay Account and IGoBanking Transfer Limit

FNBO Direct recently introduces a new savings tool, FNBO Direct BillPay Account, which is more like an interest checking account (except no check-writing ability). The product currently is only available to existing Savings account members and it pays 3.50% 1.25% APY (rate as of March 10, 2010). Other features of the new account include: No […]

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Chase Freedom Card $100 Bonus

Chase Freedom card is now offering a $100 after opening a new card and making the first purchase. I applied for this card in March was the bonus was $200 and my account was credited $200 less than 2 months after I used the card to make a small purchase. I was a little skeptical […]

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CardIt Review: Too Much for Paying Mortgage with Credit Cards

I am a credit card person. If possible, I will use credit cards to pay everything so I earn rewards for the money that I have to spend anyway. Half a year ago, American Express announced that it will let members make mortgage payments with AMEX cards. The news generated quite some buzz as it […]

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4-Week T-bill Rates and Savings & Checking Accounts

While I don’t use 4-week T-bills as a short-term saving vehicle any more, I still keep an eye on the rate changes, though I don’t expect the rate to become competitive any time soon after the sharp drop in September, especially after two consecutive rate cuts. The latest 4-week T-bill rate is at 4.008% APR. […]

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2007 Consumer Reports Ultimate Money Guide (II) – Borrowing & Debt

This is the second chapter of 2007 Consumer Reports Ultimate Money Guide. In the first part, issues related to shopping and spending were discussed. The main topic of this part is borrowing and debt, covering credit score, credit card debt, car loan and mortgage. Fixing a flawed credit report Request & review: Request all three […]

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ING Orange Savings Account $25 Bonus and $10 Costco Cash Card

About three months ago, I found a deal on FatWallet.com that American Express will give its Costco card member a $10 Costco Cash card for using the card to pay wireless phone bills. I signed up the program to pay my T-Mobile phone bill with the Costco TrueEarnings card. When I almost forget about the […]

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2007 Consumer Reports Ultimate Money Guide (I) – Spending & Saving

I recently obtained a copy of Consumer Reports’ 2007 Ultimate Money Guide. The 50-page report offers many useful tips that cover broad areas of personal finance. As the report claims that each tip is “short, to the point, and designed to help you make the right financial decision.” The report has 5 chapters: Spending & […]

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