The Sun's Financial Diary

Notice in the mail from Citi says that my now little used Citi Dividend Platinum card is being upgraded to Dividend World MasterCard. After the upgrade (well, I don’t expect them to call any change “downgrade” even if it turns for worse like last time what FIA did on Fidelity 529 cards), the card essentially [...]

Henry at Binary Dollar is hosting this week’s Money Question and what is being asked is What Do You Look For In An Online Bank Account? As I have revealed in my previous post, I have a total of five online bank accounts: ING Direct, Virtual Bank, Emigrant Direct, HSBC, and IGoBanking. Except ING Direct, [...]

If you are looking for the hottest jobs in the hottest markets in the nation, you will have to go south. According to the latest issue of Business 2.0, 14 out of 15 fast growing job markets in US are located in the southern states, with Florida hosting 5 of them. Based on a 2-year [...]

Here’s another bonus offer from Citi card. Apply for a Citi Professional Card and get 10,000 bonus ThankYou Points after your first purchase that can then be redeemed for a $100 gift card. Get 3 ThankYou Points for every dollar you spend at restaurants, gas stations, on auto rentals and at certain office supply merchants. [...]

HSBC is currently running a promotion for its Premium Money Market Account. If you open a new HSBC Premium Money Market Plus Savings Account with an initial deposit of $3,000 from till May 31, 2007, you can get a $50 bonus. Features of the money market account: No monthly maintenance fee No minimum balance Tiered [...]

Last night when I called American Express to dispute the seemingly never ending charges on my Costco card from Netherlands (yes, it came again and AMEX only told me to be [more] patient after 8 weeks of investigation), I took the first step toward simplifying our finance by asking AMEX to close one of my [...]

Ben at Money Smart Life is hosting the second edition of What’s Your Money Question? this week (the first edition is right here) and this time the questions asked is Is there such thing as saving too much money in an emergency fund? What’s the best place to keep the money you do save so [...]

So are you saving enough (or too much) for your retirement? Given your age and income, do you know how much you should set aside every month now so you can have enough fund to cover your daily expenses when you are at age 65? In the April issue of Journal of Financial Planning, a [...]