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Another 0% BT from Bank of America. What to Do with the Money?

Yesterday I got a couple of convenient checks from Bank of America. Together with the checks is a letter saying that I can use the check to make balance transfer which has a promotional rate of 0% APR till November 2007. That sounds a good deal as I have $14,500 credit line with the card […]

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The Best Investments in IRA Accounts

So you still have about three weeks to file your 2006 income tax (this year’s deadline is April 17, 2007) if you haven’t done so already, what else can you do to save instantly on taxes? If you meet certain income conditions, you can open a traditional IRA account before the tax deadline, make $4,000 […]

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Shop and Save for College: UPromise vs. BabyMint

I have joined both UPromise and BabyMint and have accumulated more than $400 of rebates with UPromise since 2004 when I actually started to use my Citi UPromise card regularly though I had the card and joined the program in 2002. I didn’t use BabyMint a lot, not because UPromise is better (well, in some […]

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Chase Freedom Card $250 Bonus Offer

Though this card doesn’t offer 0% APR balance transfer, the $250 bonus is just hard to resist. In addition, the Chase Freedom card also has another benefit that’s very appealing to me: 3% cashback for purchases made at grocery stores, gas stations, and quick service restaurants. Currently, the best rewards program I have is with […]

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Citibank Ultimate Savings Account $50 Bonus Offer

Again, I got this email from Citi this morning. At first, I thought it was an offer similar to the one I got before for their e-Savings account, but with a lowered rate. Then I realized this actually is different, not just the name. The main difference between the Ultimate Savings account and the existing […]

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Buy that Big Screen TV You Want and You’ll Still be Fine When You Retire

Go ahead and buy that big-screen TV. Enjoy your daily latte. Book your dream vacation. When it’s time to retire, you’ll be just fine. Though this is not exactly what came out of my mouth, it pretty much represents my opinion when it comes to enjoy the life today and live comfortably 30 years later. […]

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Got a Countrywide Mortgage? Then Get a Countrywide Visa Rewards Card

If you have a home loan with Countrywide, then this credit card may be right for you. The Countrywide Visa Rewards card, issued by FirstUSA, has the following features: No annual fee Earn 1 point for every $1 spent in card purchases and interest Introduction 0% fixed APR for up to 12 months (balance transfer […]

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Reader Question: What to Do if a Bear Market is Coming?

The recent market plunge has generated quite some debate among PF bloggers what we should do (if we should do anything at all) with our investments in the event that major indexes lost 5% in just a couple of days: Should we see it as a buying opportunity? Should we re-evaluate our investment strategy? Or […]

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