The Sun's Financial Diary

I initiated a transfer of $2,000 from my EmigrantDirect account to IGoBanking account on January 17th after setting up external account links and verifying my ownership of those accounts I linked to IGoBanking (I have linked Bank of America checking account and EmigrantDirect and HSBC savings accounts). The fund was posted on my account on [...]

We switched our auto and home insurance from Liberty Mutual to Ameriprise through Costco last year after some evaluations. The IDs arrived last week with an extra benefit that I didn’t expect before switching: Free 24-hour nationwide roadside assistance for Costco Executive Member. Though this service is mentioned on Costo website, there are much more [...]

As the tax season quickly approaches, there are some key changes in the tax law in 2006 that will affect your 2006 tax returns. The following are what I collected from IRS website: Earned Income for Additional Child Tax Credit: The minimum earned income amount used to figure the additional child tax credit is $11,300. [...]

I got this idea when I was visiting MoneyMonk yesterday and reading his post on saving a little more in 401(K) by contributing 20% for the first three months and 12% for the rest nine months of the year. Since I started to contribute to my 401(k) plan, I always set a fixed percentage point [...]

The first thing I did when I came to work this morning was giving Vanguard a call, again. When I filled out the IRA asset transfer form to move all Vanguard funds in my IRA account from Scottrade to Vanguard, I provided a blank check and instructed Vanguard to automatically invest $200 into each of [...]

I opened an IGoBanking Savings account last Sunday for their 5.30% APY, which is better than what I am getting from HSBC and EmigrantDirect, two of my primary savings account. Last Monday, January 9th, two trial deposits were made to my Bank of America checking account to verify my ownership of the account that I [...]

Bill Miller is the manager of Legg Mason Value Trust Fund (LMVTX), which has outperformed S&P 500 for 15 consecutive years from 1991 to 2005. His winning strike recently got snapped as LMVTX lagged S&P 500 in 2006. However, Mr. Miller is still "widely regarded as one of the brightest minds on Wall Street." Yesterday, [...]

I didn’t waste too much time before getting into action to open another savings account with IGoBanking. I didn’t my own research last week and compared IGoBanking with other three online banks that also offer 5.30 % or above APY and eventually selected IGoBanking over others for two reasons: Soft credit inquiry: though I didn’t [...]