The Sun's Financial Diary

This is yet another interesting story I found on Kiplinger. The author, Janet Bodnar (author of the book Money Smart Women) highlights some key differences between men and women when it comes to investing, managing their money, and being financial independent: Women often have doubts about their ability to invest. Thus, many either don't invest [...]

Got this in the email. Use this link to open a Citibank e-Savings account (which currently pays 5.00% APY) before December 31, 2006 and get $25 in your account within 90 days. The fine print in the email says: $25 offer is only available for first-time Citibank deposit (checking or savings product) account customers, and [...]

Capital One's "What's in your wallet?" commercial already made me sick (that's why I don't have any their no-hassle card), this story on MSN Money about Capital One's dirty trick to collect more fees disgusted me even more. When Brad Kehn received his first credit card from Capital One Financial in 2004, it took him [...]

Actually, I never knew such thing as identity-theft insurance till today when I read an article on MarketWatch.com, which named ID theft insurance "Stupid Investment of the Week." Though a little surprised, it isn't that hard to imagine why such products exist: there must be demands. After all, we insure everything deemed valuable: life, health, [...]

Kiplinger yesterday has an article which offers five simple ways to reduce debt. What’s new in the article is that the author categorized student loan as “good debt” because the money you borrowed was used for a good endeavor: getting a higher education and a good-pay job, which eventually will help you build your personal [...]

United Health Foundation released its 2006 edition of America's Health Rankings, a state-by-state ranking combines "the result of our personal behaviors, the environment of the community in which we live, the clinical care we receive and the policies and practices of our health care and prevention systems".  According to United Health Foundation, the purpose of [...]

Fidelity’s myPlan is a simple retirement calculator which estimates the retirement assets based on your current age, annual income, and monthly saving rate. There are five simple questions to begin the asset projection: How old are you? How much do you make per year? How much do you save so far, including everything you saved [...]

Before I applied for the then Fidelity 529 College Rewards MasterCard (now Fidelity 529 College Rewards American Express Card) back in March, I opened a 529 plan with Fidelity in order to invest the 2% rewards I could earn from the card. The plan I chose was Fidelity UNIQUE 2024 plan (which is also Fidelity’s [...]