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4-Week T-Bill Rate Kept Rising

The lastest 4-Week T-bill rate from last Tuesday’s auction is 5.176%, already surpassing interest rates offered from some popular banks, such as EmigrantDirect and HSBC, which earn you 5.05% APY. If you want to get some other alternatives for your cash reserve, you may want to consider E-Loan, which has a very appealing 5.50% APY […]

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Money-Making Idea: Blogging

Ever since I started blogging, like many fellow bloggers out there, the idea of monetization is always with me. Having tried many different ways (such as AdSense, Text Link, Ontok, PayPerPost, and YPN) to generate some side income while blogging, I found that by far the most successful one is with PayPerPost. No hassle, easy […]

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What Are Those $100,000+ Gains Exactly?

Last night, when I finished the final calculation of our October net worth, I found that we had a net increase of $106,792 in the first 10 months of this year. That was really a surprise as I never expect we can do this well. So exactly where did those gains come from? Here's a […]

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What a Rise? You May Get What You Deserve with a Five-Step Course

So you have been working hard throughout the year, brought down your company’s cost, helped increasing the sales, and completed every assignment on time with satisfactory quality. Your co-workers only have good words for you and your boss is very happy to have you in the group. What could all of these mean to you? […]

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Have a Million?

How about replaceing your existing house with one of these (from CNNMoney.com)?   Boulder, Colorado: $1.199M, 6 bedrooms, 4 baths, and 6387 sq ft.

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What’s Your Highest Priority? House? Retirement? Or 529?

One of my friends had a baby last month. While enjoying the parenthood, the couple is also planning for their daughter’s future: save for her college. He sent me, among several other guys, an email last weekend for suggestions on 529 plans. After I replied by telling him that I have both 529 accounts and […]

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$100 Bonus for Opening a Citi E-Savings Account with Offer Code

I got this offer from Citibank today and the condition for the $100 bonus include: Apply online for both an e-Savings account with a 5.00% APY and a regular checking account in the EZ Checking package. EZ Checking account requires a minimum balance of $1500. Pay 2 bills a month for a year at citibankonline.com. […]

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How to be Successful in Investing — Part I

Kiplinger’s Personal Finance has an on-going special series on successful investing. Today, the first segment of the “The Five Keys to Investing Success” is out and key number one is Make Investing a Habit, a principle that I couldn’t agree more. The article begins with a suggestion to people with small amount to invest every […]

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