Comments on: How to Save Money on Life Insurance

By: Joseph

Joseph — Wed, 04 May 2011 05:00:42 +0000

Be careful of “mortgage protection policies” as well. If you or your spouse dies, the money may get sent straight to the mortgage company which means your spouse can’t use these funds for other more immediate needs such as groceries, childcare, car payments or any other financial obligations.

By: Life Insurance Atlanta

Life Insurance Atlanta — Mon, 03 Jan 2011 08:23:37 +0000

Great article. I’d like to add that when you do shop around for the best rates, keep in mind that cheap doesn’t always mean best. If a rate is too low to be true, it probably is.

By: cisamitesh

cisamitesh — Mon, 20 Dec 2010 11:15:54 +0000

A non-guaranteed life insurance plan can pose a major problem. The reason is simple – people often experience health issues that make getting insurance difficult (health issues can have a major impact on life insurance). This means that if a life insurance plan you have is cancelled, getting another life insurance plan might cost a lot more or even be impossible in some cases.

By: shawnmichle

shawnmichle — Sat, 19 Jun 2010 03:18:20 +0000

I appreciate the concern which is been ose. The things need to be sorted out because it is about the individual but it can be with everyone.The initiative taken for the concern is very serious and need an
attention of every one. This is the concern which exists in the society and needs to be eliminated from the society as soon as
possible.

By: Denise

Denise — Fri, 26 Jun 2009 14:22:15 +0000

Another top tip is to not fall for the hard sell of ‘cheap’ policies. All set to entice you, there are several websites that will lure you in with the ‘cheapest’ life insurance rates. But don’t believe everything you read. Dig deeper and you will find that all is not as cut and dried as it seems. In matters of insurance, just providing you with a list of the cheapest offers is never the end of the story. In most cases, once you actually apply for one of these cheap plans, you will find out that the particular rate does not apply to you after the underwriting process is complete. Apart from being a complete waste of time, you might end up with a policy at a much higher premium than you had originally planned for. In order to avoid such disappointments, it is recommended that you choose an online insurance provider that actually takes into account all aspects of your personal situation and then offers you the most affordable quote in the market at the time. This will ensure that your choice is based on facts and research rather than plain advertising gimmickry. For more information on cheap term life insurance you can check out AccuQuote.com

Denise at AccuQuote
Disclaimer: I work for AccuQuote and this is my personal opinion.