Comments on: Online Savings and Interest Checking Accounts: Where are the Good Deals?

By: Cheryl Washington

Cheryl Washington — Wed, 25 Feb 2009 22:31:36 +0000

I prefer a bank that doesn’t have a lot of requirements to get a good rate. That’s why I went with Venture Bank Direct. True, their rate for online checking accounts is only 3.5%, I have a fraction of the requirements that Tony, earning his 5% at another bank.

By: ING Orange Savings Account $25 Bonus

ING Orange Savings Account $25 Bonus — Sat, 01 Nov 2008 04:28:38 +0000

[...] Currently, ING’s Orange Savings Account is paying 4.30% APY. Not a great rate, but not the lowest either (check out the complete list of online savings accounts). [...]

By: Tony Roberts

Tony Roberts — Wed, 04 Jun 2008 14:52:35 +0000

Coulee Bank ( http://www.couleebank.net ) offers an incredible 6.01% APY with their Rewards Checking account. The rate is easy to earn. All you have to do is make 10 check card transactions a month, use e-statements, and do 1 automatic payment a month (they call it ACH). Coulee Bank pays 6.01% on the first $25,000 and 1.01% on anything above that. The best thing about this account besides the rate is it is FREE, you can apply online, and it is from a great bank with real people that answer the phone. And as they like to say, Banking Green has its Rewards. The Rewards Checking account saves paper and preserves our natural resources. No wonder I feel good about recommending this to everyone I know. Check it out. I guarantee you will love it.

By: Update: 4-Week T-bill Rates and Savings & Checking Accounts | The Sun’s Financial Diary | A Personal Finance Blog on Saving and Investing

Fri, 09 Nov 2007 15:01:13 +0000

[...] Speaking of rate reduction, an array of online banks have followed suit to lower their interest rates in the past week. The following is a updated table of what the online banks are offering right now, sorted by the savings APY (restrictions on some banks’ products can be found in my previous post). [...]

By: Michael Shepherd

Michael Shepherd — Wed, 17 Oct 2007 23:50:51 +0000

Thought I’d mention Schwab’s checking offer…

Everyone with a Schwab Bank High Yield Investor Checking™ account automatically earns 4.25% APY, regardless of your balance:

http://www.schwab.com/public/schwab/banking_lending/checking?cmsid=P-990750&lvl1=banking_lending&lvl2=checking

Other benefits:

* Free checking comes with a Schwab One® brokerage account with no minimum requirement or monthly service charges.
* 4.00% APY on every dollar in your account—regardless of your balance.
* No minimum requirement. No monthly service charges.
* No ATM fees. If you are charged an ATM fee, Schwab will reimburse you.
* Free online Schwab Bank Bill Pay.
* Free standard checks and a Visa® Platinum Check Card.
* Overdraft protection.
* FDIC-insured up to $100,000.

By: Are You a Rate Chaser? | The Sun’s Financial Diary | A Personal Finance Blog on Saving and Investing

Wed, 17 Oct 2007 15:16:01 +0000

[...] money borrowed for free? Right now, I have my money at IGoBanking which pays 5.17% APY (check out the complete list of online bank offers). Though there are CDs out there with higher rates, I like the flexibility of an online savings [...]

By: I Lost My Wallet - What To Do - Plus A Stroll Through The Blogroll

I Lost My Wallet - What To Do - Plus A Stroll Through The Blogroll — Mon, 15 Oct 2007 02:34:11 +0000

[...] Sun has a roundup of current interest rate offerings. [...]

By: Save Money! » Savings and Interest Checking Accounts Update

Save Money! » Savings and Interest Checking Accounts Update — Mon, 15 Oct 2007 02:00:16 +0000

[...] unknown wrote an interesting post today onHere’s a quick excerptIn my , Several months ago, I had a post compared savings and interest checking accounts that offered by online banks. After last month’s rate reduction by the Federal Reserve, we have seen many online banks lowered their interest rates … [...]

By: The Sunday Review #42

The Sunday Review #42 — Sun, 14 Oct 2007 21:48:10 +0000

[...] Online Savings and Interest Checking Accounts: Where are the Good Deals? by Sun @ The Sun’s Financial Diary. [...]

By: » Weekly Roundup - Totally Unplugged Edition @ fivecentnickel.com

Sun, 14 Oct 2007 21:23:45 +0000

[...] Sun put together a nice roundup of current interest rate offerings at various [...]

By: » Weekly Roundup - Totally Unplugged Edition @ fivecentnickel.com

Sun, 14 Oct 2007 21:23:45 +0000

[...] Sun put together a nice roundup of current interest rate offerings at various [...]

By: Finance » Blog Archive » Online Savings and Interest Checking Accounts: Where are the Good Deals?

Sun, 14 Oct 2007 17:03:35 +0000

[...] Оригинал �?ообщени�? от Sun тут… [...]

By: Friday Finance Findings for October 12th : Generation X Finance

Friday Finance Findings for October 12th : Generation X Finance — Sat, 13 Oct 2007 15:09:01 +0000

[...] Savings and Checking Account Interest Rate Update – If the recent rate changes across many of the online banking institutions has you looking for a new place to keep your money, the Sun has a great list of the current rates. [...]

By: ING Orange Savings Account $25 Bonus | The Sun’s Financial Diary | A Personal Finance Blog on Saving and Investing

Fri, 12 Oct 2007 14:46:33 +0000

[...] Currently, ING’s Orange Savings Account is paying 4.50% APY. Not a great rate, but not the lowest either (check out the complete list of online savings account). [...]

By: banks » Savings and Interest Checking Accounts Update

banks » Savings and Interest Checking Accounts Update — Thu, 11 Oct 2007 22:04:20 +0000

[...] Read the rest of this great post here [...]

By: Online Financial Wrap-Up: Around the Blogosphere | Online Savings Blog

Online Financial Wrap-Up: Around the Blogosphere | Online Savings Blog — Thu, 11 Oct 2007 13:58:47 +0000

[...] has a great wrap-up of current savings and interest checking account rates after the Fed's [...]

By: MoneyNing

MoneyNing — Wed, 10 Oct 2007 23:12:03 +0000

Great update. I should look at Costco Capital One…

By: Sun

Sun — Wed, 10 Oct 2007 19:29:34 +0000

Rev: Thanks for the correction. I have changed my post.

By: Advanced Personal Finance

Advanced Personal Finance — Wed, 10 Oct 2007 14:26:29 +0000

High-Yield Checking Account Run Down…

Less well known than their savings account cousins, high yield checking accounts do exist. Even with the recent Fed rate cut, many of these are excellent deals for checking accounts. Here’s a quick run down. [Incidentally, none of these are aff…

By: Rev

Rev — Tue, 09 Oct 2007 21:08:01 +0000

GMAC is 2-3 days for ACH tansfers usually. I think you can get faster but it has a fee.

Also GMAC is at 4.90 not 4.80

I have been a big fan of GMAC but I may check out UFB and Capital One.

By: Finance » Blog Archive » Savings and Interest Checking Accounts Update

Finance » Blog Archive » Savings and Interest Checking Accounts Update — Tue, 09 Oct 2007 18:59:47 +0000

[...] Оригинал �?ообщени�? от Sun тут… [...]

By: Sun

Sun — Tue, 09 Oct 2007 18:54:02 +0000

I don’t know about Capital One but if you use ACH to transfer fund online between banks, it usually take 3 days before the fund can be available. Some banks take a little longer (for example, HSBC takes more than 4 days), some banks may offer faster transfer (IGoBanking has next day transfer but only up to $2000). It depends on the banks and what kind of services they are offering, but in general 3 or 4 days of delay is quite normal.

By: RV

RV — Tue, 09 Oct 2007 17:16:39 +0000

Sun:

I am thinking of opening a High Yield Money Market Savings Account with Capital One. which is 5.00% APY with No Fees, No Minimum Balances, FDIC Insured upto $100,000 per Depositor.

I was wondering if you had any experiences with Capital One. My main concern is the how many days will it take when someone does an online transfer of funds from an external account to Capital One account and Vice Versa.

Do you know of any other online banks with a quick transfer of funds?

Thank You
RV

By: Investing » Savings and Interest Checking Accounts Update

Investing » Savings and Interest Checking Accounts Update — Tue, 09 Oct 2007 16:36:12 +0000

[...] Jim Bacon wrote an interesting post today onHere’s a quick excerptIn my , Several months ago, I had a post compared savings and interest checking accounts that offered by online banks. After last month’s rate reduction by the Federal Reserve, we have seen many online banks lowered their interest rates … [...]