Comments on: SmartyPig Review Plus Two $50 SmartyPig Gift Cards Giveaway

By: Ellen Leiserson

Ellen Leiserson — Wed, 13 May 2009 21:04:45 +0000

I checked your blog to see if you thought this was a legitimate bank. My husband and I have always wanted to be able to save toward different goals and in the past have had to keep a log of what we were saving for. This will be a lot easier.

By: Winners of SmartyPig Gift Cards Giveaway | The Suns Financial Diary | A Personal Finance Blog on Saving and Investing

Wed, 02 Apr 2008 02:04:39 +0000

[...] the comment list of the original giveaway post, they are George (comment #19) and Kay (comment #10). Congratulations! And also thank everyone who [...]

By: Denzil Villarico

Denzil Villarico — Tue, 01 Apr 2008 06:36:56 +0000

I just created an account with SmartyPig and I definitely think it’s a concept that will soar in the U.S. Not that I have a difficult time saving money but it’s hard to beat a 4.30% APY!

By: Jason

Jason — Tue, 01 Apr 2008 02:48:21 +0000

I just stumbled across SmartyPig tonight while researching interest rates. I’ve just gotten engaged, so money planning is definitely a priority for me. SmartyPig seems pretty interesting, and I’d definitely like to enter for a chance at thay $50 card to get started with it. Thanks!

By: PT

PT — Mon, 31 Mar 2008 16:03:06 +0000

I could use the $50 to get started. Thanks!

By: J.G.

J.G. — Sun, 30 Mar 2008 03:56:02 +0000

Please count me in!

By: RC@ThinkYourWayToWealth

RC@ThinkYourWayToWealth — Sun, 30 Mar 2008 02:50:38 +0000

I think the concept is a good one, but i agree that the fees are unattractive, and someone contributing towards your account in small amounts for a birthday or some other occasion may get turned off by paying a fee.
Thanks for entering me in the giveaway.
RC

By: The Sun’s Financial Diary - SmartyPig Reduces Fees to Try to Make the Service Attractive

Sat, 29 Mar 2008 15:50:00 +0000

[...] reviewed SmartyPig a couple of days ago. Though in general the concept presented by SmartyPig, social+savings, is [...]

By: Matt

Matt — Fri, 28 Mar 2008 13:02:03 +0000

$50 would help me on my way to a ps3!

By: Kaxx

Kaxx — Fri, 28 Mar 2008 11:54:38 +0000

$50 would be a GREAT way to start saving for that trip to Japan

By: SmartyPig Reduces Fees to Try to Make the Service Attractive | The Suns Financial Diary | A Personal Finance Blog on Saving and Investing

Fri, 28 Mar 2008 01:28:02 +0000

[...] reviewed SmartyPig a couple of days ago. Though in general the concept presented by SmartyPig, social+savings, is [...]

By: Jonathan

Jonathan — Thu, 27 Mar 2008 21:25:15 +0000

pick mee!!!!

By: George

George — Thu, 27 Mar 2008 20:46:06 +0000

All is smarty.

By: Rachel @ Master Your Card

Rachel @ Master Your Card — Thu, 27 Mar 2008 11:48:56 +0000

I would love other people to help me towards my financial goal, but like you I would feel very awkward asking them. Like you I do not lik ethe idea of them being charged either – if they just gave me some cash or a cheque they would not be charged so I cannot see any advantage in doing it through Smartypig.

By: Tom

Tom — Thu, 27 Mar 2008 03:17:27 +0000

I signed up and have a couple goals for furniture in the system. Why not sign up if you are saving for something specific? You get 4.3% APY and an extra (up to) 5% to a specific company.

By: John

John — Wed, 26 Mar 2008 20:33:23 +0000

I’m in for the gift card. And if I redeem it for something on amazon I should be looking at this more closely.

By: Mr. Nickle

Mr. Nickle — Wed, 26 Mar 2008 16:18:32 +0000

Sorry, I got an error when I tried to post my comment, so I am reposting. I apologize if this ends up being a duplicate.

I think this is a good idea, but the only scenario I can see where other people will be willing to contribute their money to help someone else reach a savings goal will be contributing to the account of a young person for education or some other major life event (like a wedding, graduation, etc). I don’t see many people being willing to give me $20 towards saving up to buy a KitchenAid mixer from Amazon. I think if they do more to promote this as helping family members save to reach financial goals, this will be more successful.

By: ES

ES — Wed, 26 Mar 2008 15:19:23 +0000

Sounds interesting. Maybe I’ll use it to start a savings account for my upcoming newborn.

By: Den

Den — Wed, 26 Mar 2008 05:48:06 +0000

I think this “smartypig” is pretty much is same as paypal.
You can do the same with a saving account or paypal account. Maybe not automatic, then do it manually.
1….4.3% is like the money market in paypal. (a bit more or less)
2….$4.95 fee (or 2.9% fee) is like paypal’s 30 cents + 2.9% fee (almost the same)
3….both smartypig and paypal can have other people “give” you money.

By: SaRa

SaRa — Wed, 26 Mar 2008 03:09:20 +0000

Count me in for SmartyPig gift card!

By: Harley

Harley — Wed, 26 Mar 2008 01:33:36 +0000

count me in!!

By: Kay

Kay — Tue, 25 Mar 2008 23:39:45 +0000

I was thinking about using Smartypig for my children’s savings acct.

By: stngy1

stngy1 — Tue, 25 Mar 2008 23:36:12 +0000

Since they are eliminating the $4.95 charge, I think this will be a great way to rope in family, friends to help on common goals. Could be a community project, as others have suggested, could be a wedding, could be furniture for the baby, whatever. I think many would love to know they could contribute towards a savings goal instead of a present which will sit in the back of the closet!

By: Tom

Tom — Tue, 25 Mar 2008 22:03:12 +0000

I like the concept but I’m with you, I don’t think my relatives would even care let alone check out my site for my goals.

By: Andy

Andy — Tue, 25 Mar 2008 19:42:44 +0000

I posted about this account on my blog. I think it is a pretty good deal if you’re saving for certain items. It doesn’t really work if you’re saving for retirement or an emergency fund though.