Comments on: Taking the First Step to Simplicity http://www.thesunsfinancialdiary.com/personal-finance/taking-the-first-step-to-simplicity/ Sat, 21 Nov 2009 18:00:36 -0800 http://wordpress.org/?v=2.8.6 hourly 1 By: Sun http://www.thesunsfinancialdiary.com/personal-finance/taking-the-first-step-to-simplicity/comment-page-1/#comment-8423 Sun Sun, 29 Apr 2007 02:36:06 +0000 http://www.thesunsfinancialdiary.com/personal-finance/taking-the-first-step-to-simplicity/#comment-8423 Q: As for the customer service, I have no problem with AMEX as every time I called them about the charge, I got immediate reimbursement. I am only not very happy with the time they took to clear the issue. There are suggestion that I probably should talk with a manager instead of a CSR to speed it up. That may be the way to handle it if nothing happens in two weeks. MM: No, I don't use any card that carries an annual fee. There are plenty of no-fee cards out there. I actually don't actively using any of those Chase cards, except the Amazon card which I only use at Amazon.com. So there aren't lot of incentives to keep the card. The only thing that kind of bothers me is the Rewards card may be the oldest Chase card I have. But I think I am willing to cut it loose. Q: As for the customer service, I have no problem with AMEX as every time I called them about the charge, I got immediate reimbursement. I am only not very happy with the time they took to clear the issue. There are suggestion that I probably should talk with a manager instead of a CSR to speed it up. That may be the way to handle it if nothing happens in two weeks.

MM: No, I don’t use any card that carries an annual fee. There are plenty of no-fee cards out there.

I actually don’t actively using any of those Chase cards, except the Amazon card which I only use at Amazon.com. So there aren’t lot of incentives to keep the card. The only thing that kind of bothers me is the Rewards card may be the oldest Chase card I have. But I think I am willing to cut it loose.

]]> By: Finance Guide 101 http://www.thesunsfinancialdiary.com/personal-finance/taking-the-first-step-to-simplicity/comment-page-1/#comment-8406 Finance Guide 101 Sat, 28 Apr 2007 08:57:18 +0000 http://www.thesunsfinancialdiary.com/personal-finance/taking-the-first-step-to-simplicity/#comment-8406 Hello Sun, So you finally decided to get rid of Chase Cash Rewards Card...I commented on that post...anyway all the best... Daniel. Hello Sun,

So you finally decided to get rid of Chase Cash Rewards Card…I commented on that post…anyway all the best…

Daniel.

]]> By: Moneymonk http://www.thesunsfinancialdiary.com/personal-finance/taking-the-first-step-to-simplicity/comment-page-1/#comment-8386 Moneymonk Fri, 27 Apr 2007 20:42:23 +0000 http://www.thesunsfinancialdiary.com/personal-finance/taking-the-first-step-to-simplicity/#comment-8386 Also if you are paying an annual fee on the cards you are not using, That should give you another reason to close the accounts. Also if you are paying an annual fee on the cards you are not using, That should give you another reason to close the accounts.

]]> By: Tomaste http://www.thesunsfinancialdiary.com/personal-finance/taking-the-first-step-to-simplicity/comment-page-1/#comment-8384 Tomaste Fri, 27 Apr 2007 20:10:19 +0000 http://www.thesunsfinancialdiary.com/personal-finance/taking-the-first-step-to-simplicity/#comment-8384 When I had one unauthorized charge on my discover card, Discover took immediate action, canceled my cards, and overnighted me new ones. I bet if you suggested the same idea to the management of your Costco card, it would solve your problems. When I had one unauthorized charge on my discover card, Discover took immediate action, canceled my cards, and overnighted me new ones.

I bet if you suggested the same idea to the management of your Costco card, it would solve your problems.

]]> By: Q http://www.thesunsfinancialdiary.com/personal-finance/taking-the-first-step-to-simplicity/comment-page-1/#comment-8382 Q Fri, 27 Apr 2007 20:03:28 +0000 http://www.thesunsfinancialdiary.com/personal-finance/taking-the-first-step-to-simplicity/#comment-8382 One thing in your favor, at least from my experience, is that American Express seems to be the most helpful when you're disputing a charge. I had to dispute a $700 charge when I had a shifty NYC camera outfit send my a new Nikon D50 made for the Japanese market. I wasn't about to accept gray market stuff, so I returned it, but they told me my credit would not be forthcoming for a month. So I sent it back and disputed the charge immediately. AMEX was all over it. One thing in your favor, at least from my experience, is that American Express seems to be the most helpful when you’re disputing a charge. I had to dispute a $700 charge when I had a shifty NYC camera outfit send my a new Nikon D50 made for the Japanese market. I wasn’t about to accept gray market stuff, so I returned it, but they told me my credit would not be forthcoming for a month. So I sent it back and disputed the charge immediately. AMEX was all over it.

]]>