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	<title>Comments on: Update: 4-Week T-bill Rates and Savings &amp; Checking Accounts</title>
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		<title>By: ShareBuilder Acquired by ING Direct &#124; The Sun&#8217;s Financial Diary &#124; A Personal Finance Blog on Saving and Investing</title>
		<link>http://www.thesunsfinancialdiary.com/personal-finance/update-4-week-t-bill-rates-and-savings-checking-accounts/comment-page-1/#comment-28805</link>
		<dc:creator>ShareBuilder Acquired by ING Direct &#124; The Sun&#8217;s Financial Diary &#124; A Personal Finance Blog on Saving and Investing</dc:creator>
		<pubDate>Tue, 20 Nov 2007 03:01:43 +0000</pubDate>
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		<description>[...] integrate saving and investing together. Something like what E-Trade is doing (E-Trade has its own high yield savings products), so its customers can meet both the short term (savings) and the long term (investing) goals with [...]</description>
		<content:encoded><![CDATA[<p>[...] integrate saving and investing together. Something like what E-Trade is doing (E-Trade has its own high yield savings products), so its customers can meet both the short term (savings) and the long term (investing) goals with [...]</p>
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		<title>By: Roundup for week of 4 November 2007: Surly Taco edition at Mighty Bargain Hunter</title>
		<link>http://www.thesunsfinancialdiary.com/personal-finance/update-4-week-t-bill-rates-and-savings-checking-accounts/comment-page-1/#comment-27966</link>
		<dc:creator>Roundup for week of 4 November 2007: Surly Taco edition at Mighty Bargain Hunter</dc:creator>
		<pubDate>Mon, 12 Nov 2007 12:46:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesunsfinancialdiary.com/personal-finance/banking/update-4-week-t-bill-rates-and-savings-checking-accounts/#comment-27966</guid>
		<description>[...] The Sun’s Financial Diary give a YTD chart on T-Bill rates and a nice table with current savings account APYs. [...]</description>
		<content:encoded><![CDATA[<p>[...] The Sun’s Financial Diary give a YTD chart on T-Bill rates and a nice table with current savings account APYs. [...]</p>
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		<title>By: Roundup for week of 4 November 2007: Surly Taco edition at Mighty Bargain Hunter</title>
		<link>http://www.thesunsfinancialdiary.com/personal-finance/update-4-week-t-bill-rates-and-savings-checking-accounts/comment-page-1/#comment-27967</link>
		<dc:creator>Roundup for week of 4 November 2007: Surly Taco edition at Mighty Bargain Hunter</dc:creator>
		<pubDate>Mon, 12 Nov 2007 12:46:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesunsfinancialdiary.com/personal-finance/banking/update-4-week-t-bill-rates-and-savings-checking-accounts/#comment-27967</guid>
		<description>[...] The Sun’s Financial Diary give a YTD chart on T-Bill rates and a nice table with current savings account APYs. [...]</description>
		<content:encoded><![CDATA[<p>[...] The Sun’s Financial Diary give a YTD chart on T-Bill rates and a nice table with current savings account APYs. [...]</p>
]]></content:encoded>
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		<title>By: linda</title>
		<link>http://www.thesunsfinancialdiary.com/personal-finance/update-4-week-t-bill-rates-and-savings-checking-accounts/comment-page-1/#comment-27885</link>
		<dc:creator>linda</dc:creator>
		<pubDate>Sun, 11 Nov 2007 18:46:05 +0000</pubDate>
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		<description>Sun:
I think you need to start exploring foreign currencies savings or CDs, at Everbank for one. 
In lights of declining US dollars and much worse to come, what&#039;s the points to chase ever dropping US saving rates?</description>
		<content:encoded><![CDATA[<p>Sun:<br />
I think you need to start exploring foreign currencies savings or CDs, at Everbank for one.<br />
In lights of declining US dollars and much worse to come, what&#8217;s the points to chase ever dropping US saving rates?</p>
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		<title>By: MJK3</title>
		<link>http://www.thesunsfinancialdiary.com/personal-finance/update-4-week-t-bill-rates-and-savings-checking-accounts/comment-page-1/#comment-27762</link>
		<dc:creator>MJK3</dc:creator>
		<pubDate>Sat, 10 Nov 2007 18:23:52 +0000</pubDate>
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		<description>Just an FYI about UFBdirect (UFB), i had opened an account with them for the rate, but was dissappointed to find that they did not offer ACH electronic bank to bank transfers....you can still do it by paper mail or wire transfer (fees).</description>
		<content:encoded><![CDATA[<p>Just an FYI about UFBdirect (UFB), i had opened an account with them for the rate, but was dissappointed to find that they did not offer ACH electronic bank to bank transfers&#8230;.you can still do it by paper mail or wire transfer (fees).</p>
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		<title>By: tba02</title>
		<link>http://www.thesunsfinancialdiary.com/personal-finance/update-4-week-t-bill-rates-and-savings-checking-accounts/comment-page-1/#comment-27703</link>
		<dc:creator>tba02</dc:creator>
		<pubDate>Fri, 09 Nov 2007 23:41:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesunsfinancialdiary.com/personal-finance/banking/update-4-week-t-bill-rates-and-savings-checking-accounts/#comment-27703</guid>
		<description>Countrywide&#039;s savings link is at 5.35% APY w/ 10K min.

@Tim - yes, WAMU just recently dropped to 4.75%
FNBO has been steady at 5.05 since they dropped near the end of Sept. They have not moved (yet?) since the last Fed rate cut.

I&#039;m starting to look again too as I have my money at WAMU and Electric Orange (now both at 4.75% 50K+ rate). If WAMU had held on I would have moved the ING money there and lived w/o a few points for convenience factor.</description>
		<content:encoded><![CDATA[<p>Countrywide&#8217;s savings link is at 5.35% APY w/ 10K min.</p>
<p>@Tim &#8211; yes, WAMU just recently dropped to 4.75%<br />
FNBO has been steady at 5.05 since they dropped near the end of Sept. They have not moved (yet?) since the last Fed rate cut.</p>
<p>I&#8217;m starting to look again too as I have my money at WAMU and Electric Orange (now both at 4.75% 50K+ rate). If WAMU had held on I would have moved the ING money there and lived w/o a few points for convenience factor.</p>
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		<title>By: Money Blue Book</title>
		<link>http://www.thesunsfinancialdiary.com/personal-finance/update-4-week-t-bill-rates-and-savings-checking-accounts/comment-page-1/#comment-27695</link>
		<dc:creator>Money Blue Book</dc:creator>
		<pubDate>Fri, 09 Nov 2007 19:42:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesunsfinancialdiary.com/personal-finance/banking/update-4-week-t-bill-rates-and-savings-checking-accounts/#comment-27695</guid>
		<description>I wonder if App-O-Ramas are worth it at this point due to the steadily dropping rates... :/
-R</description>
		<content:encoded><![CDATA[<p>I wonder if App-O-Ramas are worth it at this point due to the steadily dropping rates&#8230; :/<br />
-R</p>
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		<title>By: Tim</title>
		<link>http://www.thesunsfinancialdiary.com/personal-finance/update-4-week-t-bill-rates-and-savings-checking-accounts/comment-page-1/#comment-27684</link>
		<dc:creator>Tim</dc:creator>
		<pubDate>Fri, 09 Nov 2007 16:53:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesunsfinancialdiary.com/personal-finance/banking/update-4-week-t-bill-rates-and-savings-checking-accounts/#comment-27684</guid>
		<description>I show WAMU&#039;s savings square as being 4.75% now.  Have Amtrust, FNBO, UFB, WT adjusted rates yet in response to the fed rate drop?  If not, I think I&#039;ll wait another two weeks to see if they do.  UFB sounds interesting...any experience with them?  I just tried to go to AMTrust website and it was down.  I have had this experience before, which does not give me confidence with them.</description>
		<content:encoded><![CDATA[<p>I show WAMU&#8217;s savings square as being 4.75% now.  Have Amtrust, FNBO, UFB, WT adjusted rates yet in response to the fed rate drop?  If not, I think I&#8217;ll wait another two weeks to see if they do.  UFB sounds interesting&#8230;any experience with them?  I just tried to go to AMTrust website and it was down.  I have had this experience before, which does not give me confidence with them.</p>
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