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	<title>Comments on: WaMu Promotion: 5.00% APY for 12-Month Online CD</title>
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	<link>http://www.thesunsfinancialdiary.com/personal-finance/wamu-promotion-500-apy-for-12-month-online-cd/</link>
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		<title>By: Keep My Money Safe and Let It Grow</title>
		<link>http://www.thesunsfinancialdiary.com/personal-finance/wamu-promotion-500-apy-for-12-month-online-cd/comment-page-1/#comment-44286</link>
		<dc:creator>Keep My Money Safe and Let It Grow</dc:creator>
		<pubDate>Mon, 22 Sep 2008 17:55:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesunsfinancialdiary.com/?p=2186#comment-44286</guid>
		<description>[...] than rates from online savings accounts, except those promoted as limited time offers, such as WaMu&#8217;s 5.00% APY 12-month CD promotion some time ago. In addition, CDs usually require much higher minimum, in addition to the fixed term. [...]</description>
		<content:encoded><![CDATA[<p>[...] than rates from online savings accounts, except those promoted as limited time offers, such as WaMu&#8217;s 5.00% APY 12-month CD promotion some time ago. In addition, CDs usually require much higher minimum, in addition to the fixed term. [...]</p>
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		<title>By: Nathan</title>
		<link>http://www.thesunsfinancialdiary.com/personal-finance/wamu-promotion-500-apy-for-12-month-online-cd/comment-page-1/#comment-43732</link>
		<dc:creator>Nathan</dc:creator>
		<pubDate>Wed, 27 Aug 2008 02:32:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesunsfinancialdiary.com/?p=2186#comment-43732</guid>
		<description>Yes CDs are FDIC insured. 

One reason for using CDs would be to lock in great rates. If you had locked in 1 year CDs back when the rates were sky high you could have skipped much of the downturn in rates but of course you would have been taking a risk that rates would continue to rise instead of falling like they did.</description>
		<content:encoded><![CDATA[<p>Yes CDs are FDIC insured. </p>
<p>One reason for using CDs would be to lock in great rates. If you had locked in 1 year CDs back when the rates were sky high you could have skipped much of the downturn in rates but of course you would have been taking a risk that rates would continue to rise instead of falling like they did.</p>
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		<title>By: Big Winner</title>
		<link>http://www.thesunsfinancialdiary.com/personal-finance/wamu-promotion-500-apy-for-12-month-online-cd/comment-page-1/#comment-43671</link>
		<dc:creator>Big Winner</dc:creator>
		<pubDate>Sat, 23 Aug 2008 20:51:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesunsfinancialdiary.com/?p=2186#comment-43671</guid>
		<description>Are CDs covered by the FDIC, or is that protection only for savings accounts?</description>
		<content:encoded><![CDATA[<p>Are CDs covered by the FDIC, or is that protection only for savings accounts?</p>
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