Around the PF Blogosphere: March 13, 2008

Here are some articles that I found interesting today:

• AllFinancialMatters built a all-ETF retirement portfolio model with equal allocation to six sectors plus cash. I am not surprised by the portfolio’s calculated return so far this year given how much commodities have gained. It also emphasizes the importance of having a diversified portfolio.
• Sense to Save talked about why they love using ING Direct. I have to disagree with their first reason “Better interest rate.” Really? Maybe years ago, but definitely not now. In fact, ING probably has the worst interest rate among major online banks. But interest rate isn’t the only thing to evaluate a bank.
• How much money should you have to be considered as rich? Boston Girl’s Open Wallet has a post which suggests you will have to have $25M to join the elite club. Guess I can forget about that
• Advanced Personal Finance discussed whether Traditional IRA and Roth IRA should have same asset allocation. I never thought about that, though I treat my taxable accounts and retirement accounts differently (not just on the tax efficiency front).
• My Money Blog asked “Should All Home Owner Buy Flood Insurance?” My answer is Of course not. I don’t have a comprehensive car insurance, though the chance of me getting into an accident is much higher than my house being flooded.

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