Posts I Enjoyed Last Week

Lazy Man at Lazy Man and Money shares his experience with Prosper.com with a review on how to lend and borrow money. No doubt that there are stories of prosperity, but personally, I don’t feel it’s right for me. I can get 8 - 12% returns from many other places with much lower risk.

Golbguru at Money, Matter, and More Musings is asking people the reason they against credit cards. I always find it’s amazing when credit cards are blamed for getting people into debt. Credit cards are just tools. The person using them is in control, not the cards!

Henry at Binary Dollar uses a nice chart to show how age-based 529 investment plan works. The principle of such investments is the same as that of lifecycle (or target date) funds: adjusting asset allocation based on the investment time frame.

Jeremy at Generation X Finance urges us to read the fine print of the loan agreement. Sure, that’s a lot of paperworks, but understanding what are said can save you money and grief.

Silicon Valley Blogger at The Digerati Life wonders whether now it’s time to get into the bond market. Though yields of notes/bonds have rebounded recently, I am in no rush to get into bond funds.

Ben at Money Smart Life is getting huge return from his investments in Oakmark International Fund (OAKIX). I have similar experience with Dodge & Cox International Fund (DODFX) , which is also my No. 1 performer. In both cases, starting early plays a key role in getting to where we are now.

Flexo at Consumerism Commentary uses an article on Smart Money to discuss priorities in financial planning: save for ourselves first, or save for our children’s future first. One thing we should keep in our minds is there’s not retirement scholarship.

Jim at Blueprint for Financial Prosperity advocates getting a payday loan with four reasons. Seriously, if that’s the only way to get the fund one needs.

Might Bargain Hunter lists eight things to consider when buying someone out. I never had the buy-out opportunity myself, but I can certainly use some of the ideas when buying a small amount.

Grad Money Matters show his success with credit card arbitrage:$2,000 of free money! And that’s another reason I LOVE my credit cards

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