Posts I Enjoyed Last Week

Matt at Binary Dollar talks about what umbrella insurance is and how to use it to get extra protection. Whether all insurances are supposed to provide “extra protection,” nobody really gets every kind to be super safe.

Silicon Valley Blogger at The Digerati Life has 10 ways to deal with the problem property next door. Well, you do have to check out the neighbors before even buying the property.

Jeremy at Generation X Finance recommends saving money by asking family and friends for referrals. I have to say that their hand-on experiences are more valuable.

Ben at Money Smart Life asks “Who actually reads the terms & conditions?” I almost never go through lengthy T&C line-by-line. Now I wonder if I have ever missed anything important.

Lazy Man at Lazy Man and Money declares “I am a monkey.” Curious?!

Golbguru at Money, Matter, and More Musings examines the case of when lifestyle inflation becomes a problem. But could it happen if one always live below his/her means? For example, when I make $100, I spend $40 and when I make $1,000, I can spend $400. That’s not inflation. It’s enjoying the life that I couldn’t afford before.

Jim at Blueprint for Financial Prosperity says medical services are more expensive without insurance. True, isn’t it?

Mighty Bargain Hunter questions whether it’s really a piece of cake to retire at age 40. I always wonder for whoever gives the *advice*, are they eating their own cookies? But there’s no doubt that starting early and be consistent are keys to success.

Jonathan at My Money Blog has an interesting idea on how to keep gift cards/certificates from expiring, as long as you have friends in some states.

Flexo at Consumerism Commentary answers a reader’s question about whether to start a Roth IRA. My answer would be yes, as long as there are money left after the 401(k) account is properly funded (at least to the level to get company matches, if there is any) and other saving objectives (such as house downpayment) are met.

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