Best Online Savings Accounts 2013

Check out these popular online Savings Account deals. Rate last updated February 4, 2011.

EverBank Yield Pledge Money Market Account 1.25% Bonus Rate

Highlight: EverBank Yield Pledge Money Market Account currently has a 6-month introductory rate of 1.25%. The introductory rate will be good until the end of this year. You can earn an yield of 0.93% for the first year with account balance up to $50,000. The Money Market account has a minimum initial balance of $1,500 to avoid the $4.95 monthly account fee.

Ally Bank Onlines Savings Account 0.95% APY

Highlight: Ally Bank Online Savings Account has one the best online savings accounts. With just $1 to open an account, you can enjoy the 0.95% APY (effective 10/10/2012) with no minimum balance requirement and no monthly service fee.

American Express Personal Savings Account 0.80% APY

American Express Personal Savings Account 1.30% APY

Highlight: American Express Personal Savings Account offers a competitive yield of 0.80% APY. The account has no initial deposit amount to open an account ($1 to earn interests) and no minimum balance requirement and no monthly account fee.  There’s no need to switch banks. Make deposits and withdrawals to your Personal Savings account electronically by linking your existing account at another bank.

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Discover Bank Online Savings Account 0.80% APY

Highlight: Discover Bank Savings Account offers a very solid  0.80% APY. The account requires $500 initial deposit to open an account and no monthly account fee. Discover Bank also offers CD products.

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FNBO Direct Online Savings Account 0.85% APY

Highlight: FNBO Direct Online Savings Account, which was named the Best Online Savings Account in 2008 Kiplinger, offers an attractive 0.85% APY with no monthly fee and no minimum ($1 to earn interest). With FNBO Direct, you will enjoy the flexibility of online banking while getting great returns for your money.

ING Direct Orange Savings Account 0.80% APY

Highlight: ING Direct Orange Savings Account, one of the oldest direct online savings accounts, has the largest customer basis among all major online banks. The Orange Savings account currently yields 0.8% annually with no account maintenance fee and no minimum. With ING Direct, you know your money is in good hands.

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