Use Automatic Alerts to Avoid Late Fee and Returned Check Fee

Posted by Sun on November 20, 2009 (0) Comment

From the first day I had my own bank account, I have always maintained an adequate level of fund in my checking account to cover everyday expenses. Since when money goes out of and comes into the account is very predictable, I don’t have to keep a lot of my money in the checking account [...]

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PerkStreet Checking Account $50 Bonus

Posted by Sun on November 16, 2009 (1) Comment

This is a new free online checking account offer with $50 new account bonus.
PerkStreet Financial is offering a PerkStreet Online Checking Account that allows account owners to earn cash back with their Visa debit card. Every time you use the debit card in non-PIN transactions, you can earn 1% cash back. Right now PerkStreet Financial [...]

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How to Open an EverBank Savings Account

Posted by Sun on November 10, 2009 (1) Comment

I have always been on the look out for better savings accounts, which are getting harder and harder to come by these days in such a low interest rate environment.  One of those accounts that had been on my radar for a long time was EverBank High Yield Money Market Account. What makes EverBank stand [...]

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Capital One Introduces InterestPlus Savings Account with 1.70% APY and Bonus

Posted by Sun on November 9, 2009 (4) Comment

InterestPlus Online Savings is an online savings account that gives you:

Get a 1.70% Annual Percentage Yield on balances of $2,500 or more.
Get a 10% bonus on your interest earned four times a year. Just open and use your Capital One credit card at least once a month or keep an average balance of $15,000 in [...]

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Is Ally Bank in Trouble?

Posted by Sun on October 28, 2009 (5) Comment

The bank itself may be not, but its parent, GMAC Financial Services, is certainly in a situation no bank wants to be in.
News came out this morning that GMAC, the recipient of billions of dollars of taxpayer money since last December, is going back to the government to ask for more money. That would be [...]

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ING Direct Business Savings Account Reference Code for $25 Bonus

Posted by Sun on October 27, 2009 (0) Comment

I took advantage of an early bonus offer for ING Direct Business Savings Account last month and got an account for myself plus $50 bonus from the one-time offer What I like about the account is not only the decent yield (currently at 1.15% APY) of the Business Savings Account, but also the [...]

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Capital One Online Savings Account $50 Bonus

Posted by Sun on October 7, 2009 (3) Comment

Capital One Direct is offering $25 bonus for its Online Savings Account and Money Market Account.
I opened a Capital One Savings Account last year when the rate was much higher and much attractive than the current rate of 1.60% APY. To give you an idea of where Capital One is in terms of rate, take [...]

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Ally Bank’s Rate Guarantee

Posted by Sun on September 21, 2009 (0) Comment

Since I don’t actively bank with Ally Bank any more (I still have a 9-Month No Penalty CD with them though), I don’t check my account as often as I do with other banks. When I did go to Ally Bank website the other day, I notice something that I didn’t see before, as far [...]

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Surprise! Ally Bank Increases Savings Account Rate

Posted by Sun on August 27, 2009 (0) Comment

Well, this really comes as a surprise because I have already gotten used to Ally Bank’s endless adjustments of the rates of their banking products. I was so pissed by the bank’s weekly rate reduction (yes, a rate change here or there every week) that I left Ally Bank only a couple of weeks after [...]

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EverBank Money Market Account Opened

Posted by Sun on August 20, 2009 (2) Comment

a long time ago.
When I updated our July net worth early this month, I mentioned that I opened another savings account. That’s was barely one month after I got an account from Ally Bank. The reason is that I became extremely disappointed by Ally Bank, not only because of all the troubles I had with [...]

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