Considering Open Another Savings Account: GMAC or UFB

Posted by Sun on December 13, 2006 (7) Comment

I have four online savings accounts already (all join accounts with my wife): ING Direct, Emigrant Direct, HSBC, and Virtual Bank. ING Direct used to have all my deposits when it offered superior rates than other online banks did. Now it fell far behind with a 4.50% APY. At one time early this year, I [...]

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Another $25 Citibank e-Savings Account Offer Code

Posted by Sun on December 7, 2006 Comments Off

Got this in the email.
Use this link to open a Citibank e-Savings account (which currently pays 5.00% APY) before December 31, 2006 and get $25 in your account within 90 days. The fine print in the email says:
$25 offer is only available for first-time Citibank deposit (checking or savings product) account customers, and will be [...]

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ING Direct Electric Orange Review — The Paperless Checking Account

Posted by Sun on November 30, 2006 (42) Comment

If it wasn’t the rate increase announcement from ING yesterday, I probably won’t check my INGDirect account any time soon as ING is no longer my primary savings account and I only have about $500 with them now. However, when I logged in last night, I noticed something new: the ING Direct Electric Orange Checking [...]

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$100 Bonus for Opening a Citi E-Savings Account with Offer Code

Posted by Sun on October 31, 2006 (2) Comment

I got this offer from Citibank today and the condition for the $100 bonus include:

Apply online for both an e-Savings account with a 5.00% APY and a regular checking account in the EZ Checking package.
EZ Checking account requires a minimum balance of $1500.
Pay 2 bills a month for a year at citibankonline.com.

The rate they offer [...]

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ING Direct Bonus Reference Codes for $25 Bonus

Posted by Sun on October 3, 2006 (2) Comment

Update: If you are looking for reference codes to open an ING Direct account, check out the master list of ING Direct $25 bonus referral links.  If you open an ING Direct Savings account with any of links and make a deposit of at least $250, you will receive a $25 bonus and the referrer, [...]

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INGDirect Reference Code

Posted by Sun on October 3, 2006 Comments Off

INGDirect isn’t the leader in online saving interest rates now as it used to be. With current rate at 4.40%, it’s not as attractive as other banks such as HSBC and EmigrantDirect. But if you still want to open and INGDirect account, you can use the reference code CK921/gheaeriz to get $25 bonus if you [...]

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Emigrant Direct Lowers Its Rate to 5.05%

Posted by Sun on September 30, 2006 Comments Off

Last night when I logged into my Emigrant Direct account, the savings rate was still at 5.15%, the same as the past four months. However, when I checked again this morning, the rate dropped to 5.05%, matching the offer from HSBC.
Though the rate is not attractive as it used to be, it’s still one of [...]

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$35 Gift Check From Bank Of America

Posted by Sun on August 15, 2006 Comments Off

if you open a Regular Savings account with a minimum deposit of $100 and link it to you BoA checking account. For the Regular Savings account
No monthly maintenance fee if you maintain a minimum $300 daily balance or make an automatic monthly transfer of $25 from your checking account.
BoA will send you the gift check [...]

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Enhanced Login: Is It Really Necessary?

Posted by Sun on August 3, 2006 Comments Off

Think you have enough online passwords to remember? How about adding a couple of more questions each you try to access your account?
Recently, there is a wave to improve securities at several financial institutions by adopting the so-call “enhanced login process”. For the past month, among various accounts I own, I have seen HSBC Direct, [...]

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