The Sun’s Financial Diary

The last time I wrote about I-Bond interest rate was last May when the Treasury Department set the total earning rate of Series I-Bond issued from May to November to 0.00% due to the negative annual inflation rate, which has already affected the contribution of 2010 401(k) plan.
Even though that I-Bonds purchased in the past six [...]

I hope you have bought some I-bonds before May 1, so you can still enjoy a little bit the 5.64% yield I-bond rate that was good till April 30. If you missed the deadline and bought some bonds yesterday, May 1st, then too bad because the rate for Series I Savings Bonds issued between May [...]

When I discussed how to build a Lazy Portfolio with ETF last December, I mentioned that the reason why one of the Lazy Portfolios outperformed (still negative though) the S&P 500 index last year was its relatively large position is bonds, which did quite well  in 2008 comparing to equities. Now you just got more [...]

So far I have looked at how I traded stocks in 2008 and my passive income last year. Now it’s time to examine the progress on building up our net worth. Before I get to the details, one thing is for sure: It’s not pretty, as I have already shown through my monthly net worth [...]

It has been a long time since I updated 4-week T-bill rates late time (almost a year). The main reason for this once my favorite investment tool being totally abandoned is that, well, there isn’t much to buy right now. The bills are still being offered every week, but the rates has been terribly low [...]