The Sun's Financial Diary

Among many money related changes happening in 2010, the Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009 is one of those that will have a big impact on our everyday life financially. Though the law itself won’t be in effect in July this year, some provisions will knick in as early as next [...]

UPromise World MasterCard from Bank of America (used to be with Citibank) is one of those credit cards that let you invest cash backs earned from using the card for your everyday shopping. It’s also one of the credit cards that I use regularly because, with the UPromise card, I can put the rewards into [...]

Are you using Chase Freedom Card? If you are, then you can earn 3% cash back for a limited time, but you have to enroll in the promotional program first.

From January to March 2010, Chase Freedom Card will offer cardholders 3% cash back when charging the card on Dining, Education, Childcare and Utilities, in addition [...]

I purchased a credit score the other day, using myFICO’s 26% off coupon code. The reason was that it has been almost a year since I last checked my FICO score in last January. A lot of things has happened since then, with the biggest event being that we are no longer homeowners, and the [...]

Earlier this year, the Labor Department announced that standard deductions, federal income tax brackets, and personal exemptions for most tax filers will remain unchanged in 2010. These amounts typically rise by the rate of inflation every year. This year though with the economy still sluggish taxpayers will see no increase in these amounts [...]

Early last week American Express introduced a new card called ZYNC, a card that aims at young consumers in their 20’s and 30’s who are looking for credit cards that offer flexible rewards program yet don’t cost a lot to own. Since it’s a charge card, not a credit card, the cardholder is required to [...]

The holiday is right around the corner and it’s time to prepare some holiday gifts for the kids’ school teachers. In the past, we always teamed with other parents to give the teacher one gift card with contributions from everybody in the group. This year, things are little different because we are relatively new and [...]

Citibank is running a special holiday promotion for two of its student credit cards: the Citi Forward Card and the mtvU Card. From now till January 15, 2010, if you apply and are approved for either one of the two cards, you can receive extra rewards (in ThankYou Points) when using the card during the [...]

The Citi Platinum Select MasterCard, issued by Citibank, is designed for those with good credit who would like to take advantage of the various standard services and benefits provided by Citibank.
This card has a reasonably low variable interest rate for purchases and balance transfers, no annual fee, and an attractive 0% introductory rate that can [...]

The Slate from Chase credit card provides one card for all of your purchasing needs. This card offers easy and flexible ways to pay down your balance faster.
Choose from four unique ways to repay your balance – Full Pay, Split, Finish It and Track It. Full Pay allows you to avoid paying interest on everyday [...]