Requested My $250 Chase Freedom Card Cash Check
Yesterday, when I was doing my spending analysis, I noticed that my Chase Freedom Card has already accumulated more than $200 in rewards. I got the card almost two years ago and redeemed my first $250 Freedom cash check in June 2007. As you know, Chase Freedom Card has been one of my favorite since [...]
Difference Between a Debit Card and a Credit Card
For those who have followed this site long enough, you know I am a credit card person. Though I have a Bank of America Check Card in my pocket all the time, I only use it to withdraw cash. But I am not paying my purchases with cash, nor with a debit card. I use [...]
Highlights of New Credit Card Rules
Today is the day when federal agencies, including the Federal Reserve, the Office of Thrift Supervision and the National Credit Union Administration, vote on credit card reforms that ban some credit card companies’ aggressive practices. Among the agencies, the Office of Thrift Supervision was the first to approve the final rules that prohibit savings associations [...]
Tips To Boost Your Credit Score and Stay On the Top
Credit score is a three–digit number generated on the basis of your credit report. Most of the lenders judge the financial stability of a person through their credit scores. A FICO credit score ranging within 720 to 800 is considered to be a good credit score. A high credit score will help you to avail [...]
New Credit Card Rules Coming Soon, to the Benefit of Cardholders
I read this Reuters article tonight about new credit card rules that may soon be effective. There aren’t many details, but from what I read, it could be a good news to consumers. According to the article, the Federal Reserve, along with other two federal agencies, will vote next Thursday on new credit card regulations [...]
How to Use Your Credit Card without Going in Debt
Following is a guest post from Trisha Wagner. Trisha is a freelance writer for DestroyDebt.com, a debt community featuring debt forums. Trisha writes regularly on the topics of getting out of debt and personal finance.
It seems like cash has been resurrected as the premier method of payment on the heels of what is now [...]
Fidelity Retirement Rewards American Express Card: Shop & Save for Retirement
As I mentioned many times, one of my favorite cashback credit cards is Fidelity 529 College Rewards Card. I like the card because I get flat 2% cashback on every dollar I spent. No category. No nothing. The best part isn’t just the cashback. It’s that the rewards are automatically invested in a Fidelity 529 [...]
Citi UPromise Will Be Bank of America UPromise
I received a letter from UPromise yesterday, announcing the change of ownership of the UPromise credit card.
The card, which I have been using since 2002, is one of the tools that I “shop & save for college.” Currently, UPromise is associated with Citibank, but in a couple of weeks, it will be associated with Bank [...]
FNBO Gas Rewards Credit Card Gives You 3% Cashback on Gas Purchases
Looks like the 3% cashback from Chase Freedom card is a thing of the past.
Though you can still save 3% on gas purchases with AMEX Costco TrueEarnings card (BTW, you get $25 statement credit if you open a new account), the problem with AMEX card is that not every gas station takes AMEX. I’d rather [...]
Citi Closed My Dividend Platinum Select Card
A couple of days ago, I received a letter from Citi, informing me that my Dividend Platinum Select card will be closed soon due to inactivity after a routine account review.
It’s true that I haven’t used that card for a long time. In fact, I didn’t even active that card since they decided to upgrade [...]
