Free FICO Credit Score Alive Again

Posted by Sun on March 9, 2009 (6) Comment

Update: This offer has expired.
But you need to act quickly.
Equifax is offering free FICO score again through FreeFICOScore.com again is  to the first 10,000 people who request their scores.
I got my free FICO score last time when the promotion was ran in January. The process of requesting your score was quite simple, taking only a [...]

Categories : Credit report Tags:

Free FICO Credit Score When Joining myFICO Forum

Posted by Sun on January 16, 2009 (13) Comment

But you have to be quick because it’s only good for the first 10,000 people only.
myFICO is offering free credit score for registered myFICO Forum users. Check out details of how to get your free score at My Money Blog and see the details. Or you can simply use this link, then click the “Get [...]

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Tips To Boost Your Credit Score and Stay On the Top

Posted by Sun on December 15, 2008 (4) Comment

Credit score is a three–digit number generated on the basis of your credit report. Most of the lenders judge the financial stability of a person through their credit scores. A FICO credit score ranging within 720 to 800 is considered to be a good credit score. A high credit score will help you to avail [...]

Categories : Credit card, Personal finance Tags:

Where to Get Your Free Credit Report?

Posted by Sun on December 9, 2008 (8) Comment

So where do you get your free credit report?
You probably have heard a lot of commercials on the radio touting free credit reports for people who are eager to find out their creditworthiness in the eyes of creditors. If you get yours from one of the places like freecreditreport.com, which is a service from [...]

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Equifax Credit Monitoring Silver Free Two-Year Subscription

Posted by Sun on November 16, 2008 (2) Comment

Found this deal on FatWallet.com.
The free 2-year subscription is supposed only to be available to Ocean Bank customers, but somehow it works for everyone with the promotion code, whether you are a true Ocean Bank customer or not (at least I get through without any problem):
This offer is for Ocean Bank personal deposit customers only. [...]

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Suze Orman FICO Kit 20% off Sale

Posted by Sun on August 19, 2008 (0) Comment

myFICO is having a 20% off sale of Suze Orman FICO kit from now till the end of this month. The kit includes the following features:

Debt Eliminator: Learn how to get out of credit card debt with your own personalized debt analysis and repayment plan;
Day-to-Pay Bill Reminders: Paying your bills on time is easy with [...]

Categories : Personal finance Tags:

Credit Inquiries: Hard Pull vs. Soft Pull

Posted by Sun on June 11, 2007 (25) Comment

The terms “hard pull” and “soft pull” or “hard credit check” and “soft credit check” often pop up when people talk about credit report, credit history, or credit inquiries. So what exactly are they and how do they affect credit scores?
The following are what I have found out.
What they are
“Hard pull” usually refers to [...]

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