The Sun’s Financial Diary

A couple of promotions this weekend.
Chase is having a promotion for its Sapphire Card with $100 bonus. Sapphire is a premier travel card with the following features:

No annual fee
Redeem Points for travel, gift cards, merchandise, cash back and more
Earn 2X Points on Airfare booked through Ultimate Rewards & 1 point for every dollar spent [...]

If you have a good credit score, then you should be looking for other premium cards because Orchard Bank Classic MasterCard is, from what I can tell, for people with poor credit or low credit score but hoping to improve their credit by using a credit card that fits them responsibly. The cards, with four [...]

I purchased a credit score the other day, using myFICO’s 26% off coupon code. The reason was that it has been almost a year since I last checked my FICO score in last January. A lot of things has happened since then, with the biggest event being that we are no longer homeowners, and the [...]

myFICO is offering 26% off its FICO Standard. The regular price is $15.95 for FICO Standard with which you can get your FICO score and credit report from either Equifax or TransUnion.  With the standard product, you will also get free FICO score simulator which allows you to play with different scenarios and see how [...]

As one of the largest credit agencies in the country, Equifax understands the importance of having and maintaining a favorable credit history, especially in these trying economic times.
Equifax’s credit monitoring products and services make it easy to keep your FICO score looking healthy. After all, it’s your FICO score that lenders, car dealers, employers, look [...]

TrueCredit credit monitoring service is offered by one of the three credit reporting agencies, TransUnion. With TrueCredit, you will receive the following benefits:

Swiftly find out about credit report changes including fraudulent activity, new inquiries, new accounts, late payments, & more;
Unlimited access to your credit reports AND credit scores quickly and securely;
Update your TransUnion report and [...]

I have been using Credit Karma to get free credit score for quite some time now. What I like about Credit Karma is the I can update my score as many times as I want, though the score is unlikely to change if the update interval is too short. While Credit Karma is a nice [...]

Or should I say “useless”?
I wrote a lengthy review of CreditKarma back in March. At that time, I thought I could use the free service to monitor my credit score because, though it isn’t really the FICO score, I can still use the relative changes to have an idea on how my credit score moves. [...]

I always consider myself pretty good at managing my own credit. Then last week, I had this idea of getting a credit monitoring service. The reason is because of some recent activities in my credit that could have a negative impact on my score.
First in June, when I got my current job, I signed an [...]

The free credit score offer seems to be back again.
I got my free Experian PLUS score back in April when AMEX offered the deal to cardholders. Though it’s not the most widely used FICO score, it should still give you an idea of your credit worthiness if you haven’t checked your score recently. And it’s [...]