Free FICO Credit Score Alive Again

Posted by Sun on March 9, 2009 (6) Comment

Update: This offer has expired.
But you need to act quickly.
Equifax is offering free FICO score again through FreeFICOScore.com again is  to the first 10,000 people who request their scores.
I got my free FICO score last time when the promotion was ran in January. The process of requesting your score was quite simple, taking only a [...]

Categories : Credit report Tags:

Paid off My Last 0% Balance Transfer

Posted by Sun on February 18, 2009 (5) Comment

And it could be the end of my credit card arbitrage game.
I applied and was approved for a Citi Driver’s Edge card in early 2008. The reason for me to get that card wasn’t for the rewards it offers, but solely for the purpose of getting an interest free loan from the card and using [...]

Categories : Credit card, Personal finance Tags:

Where You Shop Could Hurt Your Credit Score and Credit Limits

Posted by Sun on January 29, 2009 (9) Comment

Yes, that sounds unbelievable (I thought only payment history, utilization ratio, credit length, etc, determine credit score), but it could actually happen.
Watch this video on Good Morning America yesterday first if you missed the show on TV.

Kevin Johnson, who, at 29 years old, is the CEO of a PR firm in Atlanta and has an [...]

Categories : Credit card, Personal finance Tags:

Free FICO Credit Score When Joining myFICO Forum

Posted by Sun on January 16, 2009 (13) Comment

But you have to be quick because it’s only good for the first 10,000 people only.
myFICO is offering free credit score for registered myFICO Forum users. Check out details of how to get your free score at My Money Blog and see the details. Or you can simply use this link, then click the “Get [...]

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Highlights of New Credit Card Rules

Posted by Sun on December 18, 2008 (5) Comment

Today is the day when federal agencies, including the Federal Reserve, the Office of Thrift Supervision and the National Credit Union Administration, vote on credit card reforms that ban some credit card companies’ aggressive practices. Among the agencies, the  Office of Thrift Supervision was the first to approve the final rules that prohibit savings associations [...]

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Tips To Boost Your Credit Score and Stay On the Top

Posted by Sun on December 15, 2008 (4) Comment

Credit score is a three–digit number generated on the basis of your credit report. Most of the lenders judge the financial stability of a person through their credit scores. A FICO credit score ranging within 720 to 800 is considered to be a good credit score. A high credit score will help you to avail [...]

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The Secrets of Successful Credit Management

Posted by Sun on October 21, 2008 (8) Comment

This is a guest post by Connie Brooks from AskMr.CreditCard.com. Connie is a regular contributor to AskMr.CreditCard.com where she answers reader’s questions about credit, debt and credit cards. She is always free to answer your questions too! You can email her here. You may also want to pick up her RSS feed so that you [...]

Categories : Credit card, Personal finance Tags:

FICO Credit Scores 20% off Sale

Posted by Sun on October 8, 2008 (0) Comment

myFICO is currently having a 20% off sale of all three credit scores from Equifax, Experian, and TransUnion. The normal price for FICO scores from all three credit bureaus is $47.85. During the promotion period, which ends October 22nd, you can get them at $38.28. If you are interested, use this link to place an [...]

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Why Doesn’t My Credit Score Increase When I Pay My Bills on Time?

Posted by Sun on October 7, 2008 (1) Comment

Following is a guest post from Manshu at OneMint. OneMint is a website created and managed by a finance MBA and provides resources on investing ideas, personal finance, credit cards, mutual funds and the broader macro economic environment.
There is a common misconception that just paying your bills on time will increase your credit score. While [...]

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Credit Karma Free Credit Score Monitoring Service, Dividend Reinvestment at TradeKing, and Delivery of My Silver Coins

Posted by Sun on January 29, 2008 (13) Comment

Nowadays, you can get a lot of stuff for free, news, music, movie, as long as you read/listen to/watch the ads that come together with the free stuff. You can even monitor your credit score for free, says CreditKarma.com, a newly launched credit monitoring service that promise free access to their own version of credit [...]

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