Make A Budget in Three Steps
When talking about living on a budget, people sometimes mistakenly equal it to living cheap. The fact is living on a budget has nothing to do with living cheap. Instead, it means living organized. Particularly, for those who live from paycheck to paycheck, a budget is the tool that lets them prioritize their spending and, [...]
Where Did Our Money Go?
As I continue to review our finance, where I have covered trading, passive income, and net worth so far, the next item on my list is to examine our spending last year. The reason I want to check where our money went is the increase of our cash in 2008. Though the gain of nearly [...]
Kiplinger’s 2008 Best List
It’s November and it’s time for Kiplinger’s Best List.
In the November issue of Kiplinger’s Personal Finance, the magazine published its annual list of what it considers the best items related to personal finance, such as best savings account, student loan, retirement tool, and cashback credit card, etc. After going through the entire list, I saw [...]
Quicken Online Review: A FREE Online Money Management Tool
Are you using any online money management tool, such as Mint or Yoodle? If you are, then there’s one more choice for you: Quicken Online is FREE for everybody starting October 13, 2008. Before the product is free to try, but it will cost you $2.99 a month if you decide to use it.
I have [...]
Fannie Mae and Freddie Mac Timeline
I have written about Freddie Mac (FRE) a few times recently after I purchased a small number of FRE shares in early July. The reason for making the purchase was that I thought the two companies, as government sponsored enterprises, are too big to fall. At one time, I thought I was wrong of owning [...]
Did You Miss These Freebies?
I LOVE freebies. From free money (most of the time it’s bonus) to free razor, I want to have it if I can. And I am always on the look-out for free stuff when it’s just information. Recently, a Kiplinger list of freebies caught my attention. Quite a lot of information there and some are [...]
Do You Budget?
If you do, then what’s the reason for you to budget?
I don’t and I don’t know whether that’s a problem for me or not.
There were several years in the 90s when I wrote every penny I spent in notebooks, not to better plan how to spend my money next month, but to know where it [...]
