ING Direct Business Savings Account Reference Code for $25 Bonus

Posted by Sun on October 27, 2009 (0) Comment

I took advantage of an early bonus offer for ING Direct Business Savings Account last month and got an account for myself plus $50 bonus from the one-time offer What I like about the account is not only the decent yield (currently at 1.15% APY) of the Business Savings Account, but also the [...]

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Ally Bank’s Rate Guarantee

Posted by Sun on September 21, 2009 (0) Comment

Since I don’t actively bank with Ally Bank any more (I still have a 9-Month No Penalty CD with them though), I don’t check my account as often as I do with other banks. When I did go to Ally Bank website the other day, I notice something that I didn’t see before, as far [...]

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Surprise! Ally Bank Increases Savings Account Rate

Posted by Sun on August 27, 2009 (0) Comment

Well, this really comes as a surprise because I have already gotten used to Ally Bank’s endless adjustments of the rates of their banking products. I was so pissed by the bank’s weekly rate reduction (yes, a rate change here or there every week) that I left Ally Bank only a couple of weeks after [...]

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Issues with Ally Bank

Posted by Sun on July 14, 2009 (18) Comment

I have talked about Ally Bank quite a lot recently, from my decision to open an account with the bank, to troubles when trying to get a second account, to eventually leaving the bank after only two weeks. It wasn’t a good experience for me, even though initially I thought I could use Ally Bank [...]

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Ally Bank Accounts Fully Functional, But …

Posted by Sun on July 2, 2009 (10) Comment

I just had an argument with the bank that doesn’t make me feel very comfortable.
When I opened Ally Bank accounts last week, I deposited only $1,000 in the 9-month No Penalty CD account. That’s just the initial deposit that I plan to add more to later after the account is set up (it doesn’t make [...]

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Ally Bank Online Savings Account Opened

Posted by Sun on June 25, 2009 (8) Comment

Well, I finally pulled the trigger to open an Ally Bank Online Savings Account and a 9-month No Penalty CD Account, after   mulling the idea for weeks but only watching the rates slipping further and further. Had I opened the account when I first discussed Ally Bank’s products at the beginning of the month, I [...]

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Recent Bank Findings: Provident NJ Direct 3.25% APY and Bank of America Fork 2.20% APY

Posted by Sun on May 12, 2009 (2) Comment

Banks that pay you 3% or more APY for your money are rare these days. In fact, right now there’s only one bank as far as I know willing to give you that kind of *high-yield*. Not long ago, we had a Redneck Bank that paid an unbeatable 3.10% APY, but the bank was quickly [...]

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Dollar Savings Direct Savings Account Is Still the Best Option

Posted by Sun on April 21, 2009 (2) Comment

for me at least.
I was bothered a lot after seeing yields of my online savings accounts kept dropping like a rock since the new year began. The stock market has been a terrible place to be for investors for nearly one and a half years. Among various investment options, bonds and cash are the only [...]

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Can You Get a Better Rate at MoneyAisle?

Posted by Sun on March 17, 2009 (5) Comment

Money Aisle is an online marketplace where banks compete to each other to offer better rates for high-yield savings account or CDs.
I have heard about MoneyAisle a while back, but never got a chance to check it out until recently, partly because back then I was very happy with Dollar Savings Direct’s 4.0% APY. But [...]

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